Frost Bank closing costs and rates (2024)
In 2024, Frost Bank originated 496 purchase mortgages at a median interest rate of 5.75% and median total closing costs of $4,866. That is $1,875 below the national median of $6,741. Frost Bank is most active in Texas with 496 originations there.
Purchase Originations
496
Median Total Costs
$4,866
−27.8% vs national ($6,741)
Median Rate
5.750%
−13.1% vs national (6.620%)
Median Origination
$1,200
Median Lender Credits
$4,000
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 496 | 5.750% | $4,866 | $1,200 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 496 | 5.750% | $4,866 | #119 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,284 | 6.250% | — | 7 | −$1,582 | |
| 2 | $4,360 | 6.000% | — | 7 | −$506 | |
| 3 | $4,377 | 5.500% | — | 7 | −$489 | |
| 4 | $4,475 | 5.500% | — | 43 | −$391 | |
| 5 | $4,484 | 5.750% | — | 93 | −$382 | |
| 6 | $4,558 | 5.500% | — | 9 | −$308 | |
| 7 | $4,750 | 5.625% | — | 53 | −$116 | |
| 8 | $4,830 | 5.500% | — | 12 | −$36 | |
| 9 | $4,859 | 5.625% | — | 5 | −$7 | |
| 10 | $4,903 | 6.500% | — | 5 | +$37 | |
| 11 | $4,922 | 6.375% | — | 13 | +$56 | |
| 12 | $5,168 | 5.875% | — | 34 | +$302 | |
| 13 | $5,180 | 5.750% | — | 75 | +$314 | |
| 14 | $5,252 | 5.500% | — | 18 | +$386 | |
| 15 | $5,285 | 6.125% | — | 17 | +$419 | |
| 16 | $5,322 | 6.250% | — | 7 | +$456 | |
| 17 | $5,453 | 5.500% | — | 9 | +$587 | |
| 18 | $5,638 | 5.875% | — | 13 | +$772 | |
| 19 | $5,981 | 5.625% | — | 11 | +$1,115 | |
| 20 | $7,652 | 6.250% | — | 7 | +$2,786 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.