Homebuyers in St. Lucie County County who chose SPACE COAST CREDIT UNION paid $9,997 less in closing costs than the county median.
County Median Costs
$9,997
+15.4% vs Florida ($8,663)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,294
Purchase Originations
5,266
Denial Rate
11.2%
vs Florida avg (10.5%)
vs Florida Median
15.4% above
$1,334
vs National Median
49.7% above
$3,317
71 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.688% | $0 | 18 | −$6,489 | |
| 2 | $3,038 | 6.625% | $0 | 45 | −$3,451 | |
| 3 | $3,692 | 5.375% | $0 | 35 | −$2,797 | |
| 4 | $4,198 | 5.750% | $101 | 59 | −$2,291 | |
| 5 | $4,228 | 6.688% | $0 | 18 | −$2,261 | |
| 6 | $4,230 | 6.000% | $125 | 83 | −$2,258 | |
| 7 | $5,050 | 5.990% | $1,800 | 26 | −$1,439 | |
| 8 | $5,108 | 6.250% | $1,092 | 28 | −$1,381 | |
| 9 | $5,189 | 6.500% | $1,375 | 15 | −$1,300 | |
| 10 | $5,201 | 4.990% | $1,795 | 134 | −$1,288 | |
| 11 | $5,263 | 6.625% | $2,294 | 24 | −$1,226 | |
| 12 | $5,280 | 6.225% | $1,250 | 17 | −$1,209 | |
| 13 | $5,366 | 6.625% | $1,552 | 33 | −$1,123 | |
| 14 | $5,424 | 6.375% | $1,345 | 25 | −$1,065 | |
| 15 | $5,431 | 6.125% | $2,060 | 23 | −$1,058 | |
| 16 | $5,769 | 6.438% | $2,123 | 22 | −$720 | |
| 17 | $5,834 | 6.625% | $2,536 | 54 | −$655 | |
| 18 | $5,908 | 6.875% | $2,350 | 10 | −$581 | |
| 19 | $5,959 | 6.875% | $2,033 | 21 | −$530 | |
| 20 | $6,034 | 6.125% | $1,902 | 26 | −$455 | |
| 21 | $6,123 | 6.438% | $1,740 | 12 | −$366 | |
| 22 | $6,124 | 6.490% | $3,627 | 10 | −$365 | |
| 23 | $6,152 | 6.125% | $2,290 | 38 | −$337 | |
| 24 | $6,381 | 6.625% | $2,193 | 19 | −$108 | |
| 25 | $6,458 | 6.235% | $2,486 | 10 | −$31 |
Includes lenders with 10+ purchase originations in St. Lucie County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.