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Lowest closing cost mortgage lenders in St. Lucie County County, Florida

In St. Lucie County, Florida, homebuyers paid a median of $10,458 in closing costs in 2024 — above the Florida median of $8,887. The county saw 5,911 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $1,529, which is $5,371 less than the county median.

Homebuyers in St. Lucie County County who chose LENNAR MORTGAGE, LLC paid $8,929 less in closing costs than the county median.

County Median Costs

$10,458

+17.7% vs Florida ($8,887)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$3,061

Purchase Originations

5,911

vs Florida Median

17.7% above

$1,571

vs National Median

55.1% above

$3,717

Lender rankings in St. Lucie County County

67 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$2,1936.125%$016−$4,728
2$2,8726.500%$0127−$4,049
3$3,4295.500%$047−$3,492
4$4,1096.125%$12554−$2,812
5$4,3836.624%$12681−$2,538
6$4,5346.438%$020−$2,387
7$4,9946.625%$1,88415−$1,927
8$5,3156.250%$1,96120−$1,606
9$5,3656.875%$1,37522−$1,556
10$5,4416.990%$1,56039−$1,480
11$5,6866.125%$1,39520−$1,235
12$5,7026.625%$1,70050−$1,219
13$5,7345.250%$1,795143−$1,187
14$5,8236.750%$2,75026−$1,098
15$5,8676.500%$1,99493−$1,054
16$5,9416.875%$2,50011−$980
17$6,0266.558%$2,26010−$895
18$6,0356.625%$2,27686−$886
19$6,0386.625%$3,28010−$883
20$6,0687.062%$2,56014−$853
21$6,1867.062%$2,18112−$735
22$6,2826.562%$2,77820−$639
23$6,3746.625%$2,37564−$547
24$6,4626.995%$1,06716−$459
25$6,5166.990%$2,42827−$405
26$6,6476.625%$2,55822−$274
27$6,7036.625%$1,34552−$218
28$6,9426.990%$2,94030+$21
29$7,0956.500%$3,27523+$174
30$7,2156.500%$3,02210+$294
31$7,2956.990%$3,10728+$374
32$7,3996.575%$4,51829+$478
33$7,6077.250%$4,31410+$686
34$7,6186.625%$3,37211+$697
35$7,6636.875%$5,49453+$742
36$7,8256.875%$4,26221+$904
37$7,8686.933%$4,30814+$947
38$7,9376.990%$4,164172+$1,016
39$8,0296.750%$2,87510+$1,108
40$8,0836.875%$3,27410+$1,162
41$8,1717.000%$4,29533+$1,250
42$8,2347.062%$4,70814+$1,313
43$8,2987.187%$4,05544+$1,377
44$8,3556.875%$4,63953+$1,434
45$8,4386.990%$5,52416+$1,517
46$8,5096.625%$4,76513+$1,588
47$8,6256.750%$5,210156+$1,704
48$8,8166.875%$4,89713+$1,895
49$8,8796.688%$5,53112+$1,958
50$9,0506.875%$5,450426+$2,129
51$9,7866.990%$5,29711+$2,865
52$10,0526.990%$5,80844+$3,131
53$11,6636.375%$8,02013+$4,742
54$11,6846.490%$7,45061+$4,763
55$12,0796.812%$8,02510+$5,158
56$13,0977.562%$9,10126+$6,176
57$14,9876.870%$11,27710+$8,066

Includes lenders with 10+ purchase originations in St. Lucie County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.