MIDFLORIDA closing costs and rates (2024)
In 2024, MIDFLORIDA originated 657 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,525. That ranks #534 nationally by origination volume. For total closing costs among lenders with 500+ originations, MIDFLORIDA ranks #245. That is $1,216 below the national median of $6,741. MIDFLORIDA is most active in Florida with 651 originations there.
Purchase Originations
657
Ranked #534 nationally
Median Total Costs
$5,525
−18.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,597
Median Lender Credits
$83
Cost Rank (500+ vol.)
#245
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 657 | 6.500% | $5,525 | $1,597 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 651 | 6.500% | $5,561 | #72 |
| North Carolina | 3 | 6.875% | $3,427 | — |
| Alabama | 1 | 6.625% | $3,034 | — |
| South Carolina | 1 | 6.625% | $2,743 | — |
| Tennessee | 1 | 6.500% | $3,499 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,374 | 6.500% | — | 45 | −$1,151 | |
| 2 | $4,586 | 6.500% | — | 18 | −$939 | |
| 3 | $4,632 | 6.500% | — | 49 | −$893 | |
| 4 | $4,971 | 6.375% | — | 20 | −$554 | |
| 5 | $5,100 | 6.438% | — | 18 | −$425 | |
| 6 | $5,102 | 6.500% | — | 189 | −$423 | |
| 7 | $5,384 | 6.500% | — | 13 | −$141 | |
| 8 | $5,411 | 6.500% | — | 15 | −$114 | |
| 9 | $5,525 | 6.375% | — | 15 | +$0 | |
| 10 | $5,989 | 6.375% | — | 13 | +$464 | |
| 11 | $6,026 | 6.625% | — | 15 | +$501 | |
| 12 | $6,163 | 6.375% | — | 13 | +$638 | |
| 13 | $6,282 | 6.562% | — | 20 | +$757 | |
| 14 | $6,728 | 6.250% | — | 8 | +$1,203 | |
| 15 | $6,793 | 6.500% | — | 64 | +$1,268 | |
| 16 | $7,030 | 6.375% | — | 13 | +$1,505 | |
| 17 | $7,155 | 6.375% | — | 25 | +$1,630 | |
| 18 | $7,323 | 6.250% | — | 9 | +$1,798 | |
| 19 | $8,081 | 6.562% | — | 12 | +$2,556 | |
| 20 | $8,302 | 6.562% | — | 16 | +$2,777 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.