Homebuyers in Sacramento County County who chose PULTE MORTGAGE LLC paid $6,920 less in closing costs than the county median.
County Median Costs
$7,255
−22.1% vs California ($9,309)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,519
Purchase Originations
11,732
Denial Rate
6.5%
vs California avg (7.1%)
vs California Median
22.1% below
$-2,054
vs National Median
8.6% above
$575
101 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $335 | 5.625% | $0 | 35 | −$5,710 | |
| 2 | $1,583 | 5.375% | $0 | 42 | −$4,462 | |
| 3 | $3,021 | 6.375% | $650 | 97 | −$3,024 | |
| 4 | $3,139 | 6.250% | $0 | 65 | −$2,906 | |
| 5 | $3,254 | 6.438% | $0 | 10 | −$2,791 | |
| 6 | $3,669 | 6.500% | $995 | 29 | −$2,376 | |
| 7 | $3,678 | 6.750% | $0 | 25 | −$2,367 | |
| 8 | $3,694 | 5.188% | $0 | 10 | −$2,350 | |
| 9 | $3,974 | 6.500% | $115 | 13 | −$2,071 | |
| 10 | $4,054 | 6.000% | $1,425 | 87 | −$1,991 | |
| 11 | $4,227 | 6.222% | $1,494 | 10 | −$1,818 | |
| 12 | $4,290 | 6.000% | $1,380 | 40 | −$1,755 | |
| 13 | $4,379 | 6.875% | $1,295 | 14 | −$1,666 | |
| 14 | $4,414 | 6.308% | $1,075 | 14 | −$1,631 | |
| 15 | $4,432 | 6.250% | $995 | 173 | −$1,613 | |
| 16 | $4,500 | 6.375% | $1,050 | 11 | −$1,545 | |
| 17 | $4,515 | 6.938% | $1,235 | 22 | −$1,530 | |
| 18 | $4,603 | 6.750% | $1,690 | 13 | −$1,442 | |
| 19 | $4,617 | 6.875% | $1,539 | 13 | −$1,428 | |
| 20 | $4,720 | 6.375% | $125 | 280 | −$1,326 | |
| 21 | $4,755 | 6.562% | $1,885 | 30 | −$1,290 | |
| 22 | $4,892 | 6.000% | $1,345 | 11 | −$1,153 | |
| 23 | $4,926 | 6.100% | $815 | 11 | −$1,119 | |
| 24 | $5,060 | 6.625% | $1,640 | 53 | −$984 | |
| 25 | $5,064 | 6.499% | $1,720 | 11 | −$981 |
Includes lenders with 10+ purchase originations in Sacramento County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.