Tri Counties Bank closing costs and rates (2024)
In 2024, Tri Counties Bank originated 169 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,896. That is $1,845 below the national median of $6,741. Tri Counties Bank is most active in California with 168 originations there.
Purchase Originations
169
Median Total Costs
$4,896
−27.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,405
Median Lender Credits
$2,285
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 169 | 6.625% | $4,896 | $1,405 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 168 | 6.625% | $4,901 | #160 |
| Oregon | 1 | 7.125% | $4,380 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,677 | 6.188% | — | 4 | −$1,219 | |
| 2 | $3,803 | 7.375% | — | 2 | −$1,093 | |
| 3 | $3,918 | 6.750% | — | 10 | −$978 | |
| 4 | $3,989 | 6.938% | — | 16 | −$907 | |
| 5 | $4,103 | 6.875% | — | 24 | −$793 | |
| 6 | $4,121 | 7.000% | — | 3 | −$775 | |
| 7 | $4,252 | 6.125% | — | 5 | −$644 | |
| 8 | $4,271 | 6.688% | — | 6 | −$625 | |
| 9 | $4,522 | 6.438% | — | 16 | −$374 | |
| 10 | $4,672 | 6.875% | — | 3 | −$224 | |
| 11 | $5,175 | 7.000% | — | 7 | +$279 | |
| 12 | $5,335 | 6.688% | — | 10 | +$439 | |
| 13 | $5,599 | 6.750% | — | 2 | +$703 | |
| 14 | $5,825 | 6.375% | — | 5 | +$929 | |
| 15 | $5,966 | 5.625% | — | 13 | +$1,070 | |
| 16 | $6,047 | 6.625% | — | 3 | +$1,151 | |
| 17 | $6,142 | 6.250% | — | 3 | +$1,246 | |
| 18 | $6,286 | 6.812% | — | 4 | +$1,390 | |
| 19 | $6,288 | 6.500% | — | 8 | +$1,392 | |
| 20 | $7,691 | 6.125% | — | 5 | +$2,795 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.