GOOGAIN, INC. closing costs and rates (2024)
In 2024, GOOGAIN, INC. originated 344 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,931. That is $810 below the national median of $6,741. GOOGAIN, INC. is most active in California with 336 originations there.
Purchase Originations
344
Median Total Costs
$5,931
−12.0% vs national ($6,741)
Median Rate
6.624%
+0.1% vs national (6.620%)
Median Origination
$1,050
Median Lender Credits
$1,419
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 344 | 6.624% | $5,931 | $1,050 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 336 | 6.624% | $5,931 | #104 |
| Washington | 5 | 6.624% | $4,528 | — |
| Texas | 2 | 6.812% | $19,115 | — |
| Arizona | 1 | 6.375% | $7,350 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,455 | 6.624% | — | 9 | −$1,476 | |
| 2 | $4,528 | 6.624% | — | 5 | −$1,403 | |
| 3 | $4,578 | 6.625% | — | 13 | −$1,353 | |
| 4 | $4,669 | 6.990% | — | 3 | −$1,262 | |
| 5 | $4,849 | 6.125% | — | 3 | −$1,082 | |
| 6 | $4,949 | 6.625% | — | 117 | −$982 | |
| 7 | $5,038 | 6.625% | — | 12 | −$893 | |
| 8 | $5,254 | 6.062% | — | 2 | −$677 | |
| 9 | $6,074 | 6.490% | — | 1 | +$143 | |
| 10 | $6,335 | 6.875% | — | 17 | +$404 | |
| 11 | $6,442 | 6.624% | — | 76 | +$511 | |
| 12 | $6,610 | 6.624% | — | 11 | +$679 | |
| 13 | $6,932 | 6.624% | — | 25 | +$1,001 | |
| 14 | $7,350 | 6.375% | — | 1 | +$1,419 | |
| 15 | $7,416 | 6.499% | — | 10 | +$1,485 | |
| 16 | $7,698 | 7.250% | — | 1 | +$1,767 | |
| 17 | $7,840 | 6.624% | — | 12 | +$1,909 | |
| 18 | $8,495 | 6.625% | — | 19 | +$2,564 | |
| 19 | $9,869 | 6.990% | — | 1 | +$3,938 | |
| 20 | $19,115 | 6.812% | — | 2 | +$13,184 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.