Homebuyers in Bergen County County who chose AMERIHOME MORTGAGE COMPANY, LLC paid $2,922 less in closing costs than the county median.
County Median Costs
$7,974
+6.7% vs New Jersey ($7,473)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,750
Purchase Originations
5,609
Denial Rate
6.1%
vs New Jersey avg (5.9%)
vs New Jersey Median
6.7% above
$501
vs National Median
19.4% above
$1,294
93 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,052 | 6.625% | $1,275 | 14 | −$2,488 | |
| 2 | $5,212 | 6.495% | $250 | 10 | −$2,327 | |
| 3 | $5,223 | 6.000% | $1,245 | 26 | −$2,316 | |
| 4 | $5,515 | 6.312% | $313 | 26 | −$2,024 | |
| 5 | $5,557 | 6.500% | $988 | 12 | −$1,982 | |
| 6 | $5,698 | 6.490% | $1,145 | 26 | −$1,841 | |
| 7 | $5,767 | 7.000% | $1,095 | 42 | −$1,772 | |
| 8 | $5,786 | 6.500% | $1,295 | 25 | −$1,753 | |
| 9 | $5,805 | 6.000% | $219 | 22 | −$1,734 | |
| 10 | $5,809 | 6.375% | $1,280 | 36 | −$1,730 | |
| 11 | $5,838 | 6.250% | $790 | 14 | −$1,701 | |
| 12 | $5,942 | 6.750% | $1,633 | 13 | −$1,597 | |
| 13 | $5,993 | 6.375% | $1,402 | 325 | −$1,546 | |
| 14 | $6,022 | 6.375% | $1,565 | 14 | −$1,517 | |
| 15 | $6,105 | 6.562% | $1,395 | 22 | −$1,434 | |
| 16 | $6,178 | 5.625% | $825 | 14 | −$1,361 | |
| 17 | $6,195 | 6.500% | $1,595 | 140 | −$1,344 | |
| 18 | $6,248 | 5.875% | $1,500 | 78 | −$1,290 | |
| 19 | $6,256 | 6.625% | $1,590 | 10 | −$1,282 | |
| 20 | $6,289 | 6.250% | $1,175 | 26 | −$1,250 | |
| 21 | $6,480 | 6.125% | $1,650 | 12 | −$1,060 | |
| 22 | $6,500 | 6.933% | $1,390 | 18 | −$1,039 | |
| 23 | $6,500 | 6.750% | $1,400 | 121 | −$1,038 | |
| 24 | $6,594 | 6.500% | $1,590 | 141 | −$945 | |
| 25 | $6,672 | 5.790% | $815 | 54 | −$867 |
Includes lenders with 10+ purchase originations in Bergen County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Jersey → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.