Kearny Bank closing costs and rates (2024)
In 2024, Kearny Bank originated 371 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,444. That is $1,297 below the national median of $6,741. Kearny Bank is most active in New Jersey with 359 originations there.
Purchase Originations
371
Median Total Costs
$5,444
−19.2% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,125
Median Lender Credits
$1,132
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 371 | 6.375% | $5,444 | $1,125 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 359 | 6.375% | $5,444 | #46 |
| New York | 4 | 6.438% | $6,970 | — |
| Pennsylvania | 2 | 6.312% | $5,690 | — |
| Georgia | 1 | 6.990% | $4,382 | — |
| Louisiana | 1 | 6.375% | $3,599 | — |
| Massachusetts | 1 | 6.750% | $5,516 | — |
| North Carolina | 1 | 5.875% | $2,870 | — |
| Ohio | 1 | 5.875% | $3,623 | — |
| South Carolina | 1 | 6.750% | $4,442 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,870 | 5.875% | — | 1 | −$2,574 | |
| 2 | $3,192 | 6.375% | — | 3 | −$2,252 | |
| 3 | $4,415 | 6.500% | — | 7 | −$1,029 | |
| 4 | $4,512 | 6.375% | — | 21 | −$932 | |
| 5 | $4,729 | 6.375% | — | 10 | −$715 | |
| 6 | $4,906 | 6.495% | — | 34 | −$538 | |
| 7 | $4,919 | 6.250% | — | 7 | −$525 | |
| 8 | $4,952 | 6.125% | — | 9 | −$492 | |
| 9 | $5,298 | 6.250% | — | 38 | −$146 | |
| 10 | $5,365 | 6.375% | — | 21 | −$79 | |
| 11 | $5,374 | 6.375% | — | 19 | −$70 | |
| 12 | $5,419 | 6.312% | — | 54 | −$25 | |
| 13 | $5,516 | 6.750% | — | 1 | +$72 | |
| 14 | $5,592 | 6.433% | — | 40 | +$148 | |
| 15 | $5,690 | 6.312% | — | 2 | +$246 | |
| 16 | $5,796 | 6.433% | — | 22 | +$352 | |
| 17 | $6,239 | 6.375% | — | 37 | +$795 | |
| 18 | $6,443 | 6.090% | — | 9 | +$999 | |
| 19 | $6,704 | 6.438% | — | 2 | +$1,260 | |
| 20 | $7,064 | 6.500% | — | 28 | +$1,620 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.