Purchase Originations
609
Ranked #558 nationally
Median Total Costs
$4,821
−27.8% vs national ($6,680)
↑ $18 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$1,450
Median Lender Credits
$439
Cost Rank (500+ vol.)
#177
among lenders with 500+ originations
Denial Rate
11.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 585 | 6.250% | $4,785 | $1,450 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 564 | 6.250% | $4,845 | #20 |
| New Hampshire | 26 | 6.188% | $4,701 | — |
| Rhode Island | 14 | 6.250% | $4,531 | — |
| Florida | 3 | 6.750% | $5,280 | — |
| Maine | 2 | 6.125% | $4,743 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,482 | 6.250% | — | 2 | −$1,339 | |
| 2 | $4,036 | 6.250% | — | 2 | −$785 | |
| 3 | $4,185 | 6.125% | — | 5 | −$636 | |
| 4 | $4,202 | 6.250% | — | 3 | −$619 | |
| 5 | $4,349 | 6.375% | — | 44 | −$472 | |
| 6 | $4,394 | 6.125% | — | 9 | −$427 | |
| 7 | $4,522 | 6.250% | — | 20 | −$299 | |
| 8 | $4,531 | 6.250% | — | 8 | −$290 | |
| 9 | $4,534 | 6.375% | — | 57 | −$287 | |
| 10 | $4,666 | 6.500% | — | 3 | −$155 | |
| 11 | $4,704 | 6.375% | — | 9 | −$117 | |
| 12 | $4,710 | 6.250% | — | 101 | −$111 | |
| 13 | $4,808 | 6.500% | — | 2 | −$13 | |
| 14 | $4,823 | 6.250% | — | 116 | +$2 | |
| 15 | $5,005 | 6.250% | — | 40 | +$184 | |
| 16 | $5,018 | 6.250% | — | 57 | +$197 | |
| 17 | $5,123 | 6.250% | — | 112 | +$302 | |
| 18 | $5,280 | 6.750% | — | 1 | +$459 | |
| 19 | $6,458 | 6.250% | — | 2 | +$1,637 | |
| 20 | $7,717 | 6.312% | — | 8 | +$2,896 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Rockland Trust Company | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $495,000 | $335,000 | +$160,000 (+47.8%) |
| Median total closing costs | $4,821 | $7,127 | −$2,306 (−32.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.