NJ LENDERS CORP. closing costs and rates (2024)
In 2024, NJ LENDERS CORP. originated 2,459 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,240. That ranks #182 nationally by origination volume. For total closing costs among lenders with 500+ originations, NJ LENDERS CORP. ranks #299. That is $501 below the national median of $6,741. NJ LENDERS CORP. is most active in New Jersey with 1,801 originations there.
Purchase Originations
2,459
Ranked #182 nationally
Median Total Costs
$6,240
−7.4% vs national ($6,741)
Median Rate
6.624%
+0.1% vs national (6.620%)
Median Origination
$1,350
Median Lender Credits
$400
Cost Rank (500+ vol.)
#299
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,083 | 6.624% | $5,964 | $1,350 |
| fha | 318 | 6.375% | $14,695 | $1,805 |
| va | 51 | 6.250% | $7,930 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 1,801 | 6.624% | $6,014 | #5 |
| New York | 284 | 6.625% | $6,811 | #66 |
| Florida | 135 | 6.490% | $11,340 | #211 |
| Pennsylvania | 107 | 6.625% | $9,785 | #155 |
| Georgia | 55 | 6.125% | $8,693 | #194 |
| North Carolina | 11 | 6.500% | $4,825 | — |
| South Carolina | 9 | 6.500% | $5,269 | — |
| Delaware | 7 | 6.500% | $17,445 | — |
| California | 6 | 6.812% | $7,484 | — |
| Connecticut | 6 | 6.562% | $7,564 | — |
| Maryland | 6 | 6.749% | $5,708 | — |
| Alabama | 5 | 6.625% | $5,409 | — |
| Massachusetts | 5 | 6.625% | $9,560 | — |
| Tennessee | 4 | 6.375% | $4,660 | — |
| Texas | 4 | 6.312% | $6,419 | — |
| Colorado | 3 | 6.500% | $3,672 | — |
| Ohio | 3 | 6.500% | $4,240 | — |
| District of Columbia | 2 | 6.995% | $9,242 | — |
| Rhode Island | 2 | 6.562% | $5,226 | — |
| Virginia | 2 | 6.438% | $4,959 | — |
| Washington | 2 | 6.688% | $10,200 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,408 | 6.625% | — | 80 | −$832 | |
| 2 | $5,580 | 6.500% | — | 119 | −$660 | |
| 3 | $5,737 | 6.500% | — | 107 | −$503 | |
| 4 | $5,784 | 6.625% | — | 145 | −$456 | |
| 5 | $5,813 | 6.624% | — | 268 | −$427 | |
| 6 | $5,956 | 6.625% | — | 64 | −$284 | |
| 7 | $5,983 | 6.500% | — | 102 | −$257 | |
| 8 | $6,034 | 6.624% | — | 315 | −$206 | |
| 9 | $6,215 | 6.624% | — | 31 | −$25 | |
| 10 | $6,340 | 6.625% | — | 235 | +$100 | |
| 11 | $6,347 | 6.593% | — | 108 | +$107 | |
| 12 | $6,437 | 6.624% | — | 96 | +$197 | |
| 13 | $6,472 | 6.500% | — | 27 | +$232 | |
| 14 | $6,590 | 6.625% | — | 27 | +$350 | |
| 15 | $6,772 | 6.750% | — | 91 | +$532 | |
| 16 | $6,864 | 6.490% | — | 33 | +$624 | |
| 17 | $8,066 | 6.500% | — | 35 | +$1,826 | |
| 18 | $8,269 | 6.625% | — | 28 | +$2,029 | |
| 19 | $12,103 | 6.375% | — | 46 | +$5,863 | |
| 20 | $14,200 | 6.625% | — | 36 | +$7,960 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.