Provident Bank closing costs and rates (2024)
In 2024, Provident Bank originated 365 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,950. That is $1,791 below the national median of $6,741. Provident Bank is most active in New Jersey with 355 originations there.
Purchase Originations
365
Median Total Costs
$4,950
−26.6% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$790
Median Lender Credits
$5,000
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 347 | 6.375% | $4,914 | $790 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 355 | 6.375% | $4,947 | #47 |
| Pennsylvania | 5 | 6.625% | $5,196 | — |
| New York | 3 | 6.375% | $6,130 | — |
| Florida | 2 | 6.312% | $4,440 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,931 | 6.625% | — | 1 | −$1,019 | |
| 2 | $4,208 | 6.125% | — | 26 | −$742 | |
| 3 | $4,311 | 6.375% | — | 59 | −$639 | |
| 4 | $4,354 | 6.500% | — | 11 | −$596 | |
| 5 | $4,419 | 6.375% | — | 11 | −$531 | |
| 6 | $4,722 | 6.500% | — | 29 | −$228 | |
| 7 | $4,950 | 6.000% | — | 1 | +$0 | |
| 8 | $5,122 | 5.875% | — | 66 | +$172 | |
| 9 | $5,140 | 6.750% | — | 11 | +$190 | |
| 10 | $5,210 | 6.000% | — | 52 | +$260 | |
| 11 | $5,361 | 6.500% | — | 25 | +$411 | |
| 12 | $5,476 | 6.625% | — | 29 | +$526 | |
| 13 | $5,787 | 6.875% | — | 9 | +$837 | |
| 14 | $5,919 | 6.625% | — | 5 | +$969 | |
| 15 | $5,925 | 6.812% | — | 2 | +$975 | |
| 16 | $5,946 | 6.500% | — | 6 | +$996 | |
| 17 | $6,370 | 6.500% | — | 13 | +$1,420 | |
| 18 | $6,727 | 6.062% | — | 2 | +$1,777 | |
| 19 | $7,470 | 6.500% | — | 2 | +$2,520 | |
| 20 | $9,004 | 6.625% | — | 1 | +$4,054 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.