Visions Federal Credit Union closing costs and rates (2024)
In 2024, Visions Federal Credit Union originated 100 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,940. That is $2,801 below the national median of $6,741. Visions Federal Credit Union is most active in New York with 90 originations there.
Purchase Originations
100
Median Total Costs
$3,940
−41.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$782
Median Lender Credits
$430
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 100 | 6.625% | $3,940 | $782 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 90 | 6.750% | $3,910 | #127 |
| New Jersey | 6 | 6.312% | $5,859 | — |
| Pennsylvania | 4 | 6.500% | $4,663 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,109 | 6.438% | — | 2 | −$831 | |
| 2 | $3,361 | 6.500% | — | 3 | −$579 | |
| 3 | $3,369 | 5.750% | — | 2 | −$571 | |
| 4 | $3,725 | 6.500% | — | 1 | −$215 | |
| 5 | $3,783 | 6.875% | — | 49 | −$157 | |
| 6 | $3,856 | 6.625% | — | 13 | −$84 | |
| 7 | $3,996 | 6.125% | — | 1 | +$56 | |
| 8 | $4,119 | 6.625% | — | 1 | +$179 | |
| 9 | $4,204 | 6.625% | — | 1 | +$264 | |
| 10 | $4,382 | 7.000% | — | 10 | +$442 | |
| 11 | $4,767 | 6.312% | — | 4 | +$827 | |
| 12 | $5,206 | 6.875% | — | 4 | +$1,266 | |
| 13 | $5,396 | 6.500% | — | 3 | +$1,456 | |
| 14 | $5,408 | 6.125% | — | 1 | +$1,468 | |
| 15 | $5,719 | 6.500% | — | 1 | +$1,779 | |
| 16 | $5,998 | 5.750% | — | 1 | +$2,058 | |
| 17 | $6,971 | 6.500% | — | 1 | +$3,031 | |
| 18 | $7,159 | 6.000% | — | 1 | +$3,219 | |
| 19 | $7,954 | 6.875% | — | 1 | +$4,014 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.