Lowest closing cost mortgage lenders in Orange County County, Florida
In Orange County, Florida, homebuyers paid a median of $9,628 in closing costs in 2024 — above the Florida median of $8,887. The county saw 11,623 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $1,032, which is $6,305 less than the county median.
Homebuyers in Orange County County who chose LENNAR MORTGAGE, LLC paid $8,596 less in closing costs than the county median.
County Median Costs
$9,628
+8.3% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,500
Purchase Originations
11,623
vs Florida Median
8.3% above
$741
vs National Median
42.8% above
$2,887
Lender rankings in Orange County County
126 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,908 | 5.938% | $0 | 16 | −$5,916 | |
| 2 | $2,694 | 6.500% | $0 | 321 | −$5,129 | |
| 3 | $3,857 | 6.250% | $815 | 19 | −$3,966 | |
| 4 | $3,920 | 7.000% | $1,550 | 11 | −$3,903 | |
| 5 | $4,124 | 6.450% | $0 | 15 | −$3,699 | |
| 6 | $4,139 | 6.250% | $101 | 31 | −$3,684 | |
| 7 | $4,166 | 5.875% | $0 | 200 | −$3,657 | |
| 8 | $4,305 | 6.375% | $0 | 77 | −$3,518 | |
| 9 | $4,361 | 5.125% | $800 | 11 | −$3,462 | |
| 10 | $4,499 | 6.490% | $250 | 23 | −$3,324 | |
| 11 | $4,801 | 6.438% | $2,210 | 22 | −$3,022 | |
| 12 | $4,855 | 6.250% | $101 | 17 | −$2,968 | |
| 13 | $4,959 | 5.312% | $1,590 | 30 | −$2,864 | |
| 14 | $5,310 | 5.500% | $1,795 | 131 | −$2,513 | |
| 15 | $5,483 | 6.250% | $1,619 | 105 | −$2,340 | |
| 16 | $5,525 | 6.375% | $1,408 | 15 | −$2,298 | |
| 17 | $5,526 | 6.375% | $1,219 | 33 | −$2,297 | |
| 18 | $5,680 | 6.500% | $1,730 | 322 | −$2,143 | |
| 19 | $5,779 | 6.500% | $303 | 15 | −$2,044 | |
| 20 | $5,840 | 6.125% | $1,176 | 25 | −$1,983 | |
| 21 | $5,978 | 6.490% | $1,889 | 13 | −$1,845 | |
| 22 | $6,156 | 6.250% | $1,602 | 51 | −$1,667 | |
| 23 | $6,195 | 6.500% | $1,400 | 41 | −$1,628 | |
| 24 | $6,388 | 6.625% | $2,178 | 21 | −$1,435 | |
| 25 | $6,454 | 6.990% | $2,030 | 85 | −$1,369 | |
| 26 | $6,495 | 6.500% | $1,863 | 70 | −$1,328 | |
| 27 | $6,511 | 6.875% | $3,544 | 17 | −$1,312 | |
| 28 | $6,530 | 6.625% | $3,161 | 60 | −$1,293 | |
| 29 | $6,540 | 6.990% | $1,700 | 76 | −$1,283 | |
| 30 | $6,759 | 6.688% | $950 | 46 | −$1,064 | |
| 31 | $6,765 | 6.500% | $2,367 | 77 | −$1,058 | |
| 32 | $6,794 | 6.125% | $3,282 | 55 | −$1,029 | |
| 33 | $6,870 | 6.490% | $1,295 | 65 | −$953 | |
| 34 | $6,875 | 6.375% | $1,719 | 53 | −$948 | |
| 35 | $6,918 | 6.500% | $2,364 | 18 | −$905 | |
| 36 | $6,940 | 6.875% | $3,524 | 45 | −$883 | |
| 37 | $6,955 | 6.625% | $2,913 | 26 | −$868 | |
| 38 | $7,008 | 6.933% | $2,428 | 76 | −$815 | |
| 39 | $7,009 | 6.750% | $3,243 | 121 | −$814 | |
| 40 | $7,056 | 6.500% | $2,090 | 11 | −$767 | |
| 41 | $7,139 | 6.612% | $3,017 | 58 | −$684 | |
| 42 | $7,269 | 6.625% | $2,144 | 45 | −$554 | |
| 43 | $7,279 | 6.500% | $1,252 | 31 | −$544 | |
| 44 | $7,385 | 6.625% | $2,793 | 108 | −$438 | |
| 45 | $7,449 | 6.625% | $2,671 | 82 | −$374 | |
| 46 | $7,451 | 6.495% | $2,730 | 10 | −$372 | |
| 47 | $7,484 | 6.000% | $1,445 | 25 | −$339 | |
| 48 | $7,557 | 6.688% | $2,687 | 22 | −$266 | |
| 49 | $7,738 | 6.562% | $3,030 | 14 | −$85 | |
| 50 | $7,762 | 6.625% | $4,311 | 13 | −$61 | |
| 51 | $7,829 | 6.500% | $960 | 10 | +$6 | |
| 52 | $7,859 | 6.500% | $3,425 | 179 | +$36 | |
| 53 | $7,911 | 6.625% | $2,639 | 43 | +$88 | |
| 54 | $7,920 | 6.812% | $3,913 | 10 | +$97 | |
| 55 | $7,979 | 6.990% | $4,727 | 51 | +$156 | |
| 56 | $7,988 | 7.125% | $4,660 | 10 | +$165 | |
| 57 | $8,032 | 6.500% | $4,470 | 27 | +$209 | |
| 58 | $8,040 | 6.490% | $1,250 | 106 | +$217 | |
| 59 | $8,055 | 6.625% | $4,384 | 79 | +$232 | |
| 60 | $8,098 | 6.625% | $4,017 | 126 | +$275 | |
| 61 | $8,156 | 6.875% | $4,065 | 12 | +$333 | |
| 62 | $8,182 | 6.750% | $1,375 | 23 | +$360 | |
| 63 | $8,267 | 6.875% | $4,137 | 76 | +$444 | |
| 64 | $8,271 | 6.750% | $3,628 | 48 | +$448 | |
| 65 | $8,293 | 6.750% | $4,443 | 24 | +$470 | |
| 66 | $8,294 | 6.625% | $4,961 | 367 | +$471 | |
| 67 | $8,314 | 6.490% | $4,722 | 17 | +$492 | |
| 68 | $8,680 | 6.875% | $1,188 | 10 | +$857 | |
| 69 | $8,689 | 7.125% | $5,484 | 10 | +$866 | |
| 70 | $8,927 | 6.625% | $5,159 | 166 | +$1,104 | |
| 71 | $8,965 | 6.875% | $3,897 | 65 | +$1,142 | |
| 72 | $9,016 | 6.624% | $5,162 | 10 | +$1,193 | |
| 73 | $9,023 | 6.875% | $4,428 | 93 | +$1,200 | |
| 74 | $9,309 | 6.875% | $4,764 | 33 | +$1,486 | |
| 75 | $9,398 | 6.875% | $4,579 | 29 | +$1,575 | |
| 76 | $9,602 | 6.990% | $6,378 | 29 | +$1,779 | |
| 77 | $9,661 | 6.625% | $5,299 | 95 | +$1,838 | |
| 78 | $9,686 | 6.625% | $5,721 | 108 | +$1,863 | |
| 79 | $9,703 | 6.625% | $5,984 | 1,181 | +$1,880 | |
| 80 | $9,715 | 6.990% | $5,709 | 55 | +$1,892 | |
| 81 | $9,804 | 6.625% | $5,698 | 65 | +$1,981 | |
| 82 | $9,829 | 6.750% | $2,336 | 15 | +$2,006 | |
| 83 | $9,893 | 6.375% | $5,000 | 11 | +$2,070 | |
| 84 | $9,930 | 6.933% | $5,089 | 22 | +$2,107 | |
| 85 | $9,937 | 6.950% | $5,315 | 223 | +$2,114 | |
| 86 | $9,987 | 6.625% | $5,327 | 40 | +$2,164 | |
| 87 | $10,055 | 7.062% | $6,335 | 26 | +$2,232 | |
| 88 | $10,214 | 6.875% | $5,930 | 89 | +$2,391 | |
| 89 | $10,364 | 6.500% | $6,246 | 78 | +$2,541 | |
| 90 | $10,659 | 6.625% | $5,593 | 32 | +$2,836 | |
| 91 | $10,750 | 6.625% | $6,040 | 32 | +$2,927 | |
| 92 | $11,033 | 6.933% | $6,819 | 70 | +$3,210 | |
| 93 | $11,101 | 6.990% | $6,640 | 15 | +$3,278 | |
| 94 | $11,176 | 6.933% | $6,985 | 22 | +$3,353 | |
| 95 | $11,355 | 7.124% | $6,975 | 13 | +$3,532 | |
| 96 | $11,678 | 6.250% | $2,999 | 13 | +$3,855 | |
| 97 | $11,928 | 6.625% | $6,965 | 24 | +$4,105 | |
| 98 | $12,072 | 6.990% | $7,748 | 111 | +$4,249 | |
| 99 | $12,164 | 7.375% | $8,027 | 16 | +$4,341 | |
| 100 | $12,182 | 6.938% | $6,864 | 16 | +$4,359 | |
| 101 | $12,222 | 6.375% | $6,796 | 76 | +$4,399 | |
| 102 | $12,501 | 6.995% | $8,066 | 20 | +$4,678 | |
| 103 | $12,816 | 6.995% | $7,967 | 18 | +$4,993 | |
| 104 | $12,992 | 6.625% | $7,080 | 12 | +$5,169 | |
| 105 | $13,300 | 7.375% | $9,038 | 21 | +$5,477 | |
| 106 | $13,419 | 7.312% | $9,494 | 10 | +$5,596 | |
| 107 | $13,758 | 9.683% | $10,710 | 16 | +$5,935 | |
| 108 | $14,394 | 7.500% | $10,064 | 11 | +$6,571 | |
| 109 | $15,004 | 7.375% | $10,659 | 11 | +$7,181 | |
| 110 | $15,012 | 6.625% | $9,659 | 13 | +$7,189 | |
| 111 | $15,366 | 7.875% | $10,648 | 16 | +$7,543 | |
| 112 | $15,621 | 7.688% | $9,594 | 16 | +$7,798 | |
| 113 | $15,731 | 7.375% | $11,340 | 17 | +$7,908 | |
| 114 | $16,085 | 8.500% | $11,852 | 25 | +$8,262 | |
| 115 | $17,156 | 6.875% | $9,214 | 17 | +$9,333 | |
| 116 | $17,327 | 7.500% | $12,177 | 17 | +$9,504 | |
| 117 | $17,456 | 7.990% | $12,775 | 49 | +$9,633 | |
| 118 | $17,788 | 8.250% | $13,245 | 16 | +$9,964 | |
| 119 | $18,622 | 9.375% | $14,482 | 27 | +$10,799 | |
| 120 | $20,250 | 9.125% | $15,413 | 13 | +$12,427 | |
| 121 | $21,167 | 7.624% | $14,658 | 23 | +$13,344 |
Includes lenders with 10+ purchase originations in Orange County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.