FAIRWINDS CREDIT UNION closing costs and rates (2024)
In 2024, FAIRWINDS CREDIT UNION originated 184 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,678. That is $1,063 below the national median of $6,741. FAIRWINDS CREDIT UNION is most active in Florida with 165 originations there.
Purchase Originations
184
Median Total Costs
$5,678
−15.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,307
Median Lender Credits
$472
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 184 | 6.500% | $5,678 | $1,307 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 165 | 6.500% | $5,791 | #193 |
| North Carolina | 5 | 6.125% | $4,137 | — |
| Georgia | 3 | 6.500% | $5,174 | — |
| Colorado | 2 | 5.062% | $5,936 | — |
| Tennessee | 2 | 6.750% | $3,842 | — |
| Arizona | 1 | 6.375% | $4,665 | — |
| California | 1 | 6.875% | $4,134 | — |
| Connecticut | 1 | 7.250% | $3,385 | — |
| Massachusetts | 1 | 6.625% | $5,178 | — |
| Pennsylvania | 1 | 6.125% | $4,253 | — |
| South Carolina | 1 | 6.125% | $4,063 | — |
| Texas | 1 | 7.125% | $6,585 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,012 | 5.375% | — | 1 | −$2,666 | |
| 2 | $3,385 | 7.250% | — | 1 | −$2,293 | |
| 3 | $3,632 | 6.625% | — | 1 | −$2,046 | |
| 4 | $4,134 | 6.875% | — | 1 | −$1,544 | |
| 5 | $4,461 | 6.312% | — | 2 | −$1,217 | |
| 6 | $4,665 | 6.375% | — | 1 | −$1,013 | |
| 7 | $4,730 | 6.875% | — | 1 | −$948 | |
| 8 | $5,059 | 6.625% | — | 2 | −$619 | |
| 9 | $5,157 | 6.562% | — | 26 | −$521 | |
| 10 | $5,457 | 6.625% | — | 39 | −$221 | |
| 11 | $5,883 | 6.125% | — | 3 | +$205 | |
| 12 | $6,128 | 6.625% | — | 21 | +$450 | |
| 13 | $6,156 | 6.250% | — | 51 | +$478 | |
| 14 | $6,518 | 7.062% | — | 2 | +$840 | |
| 15 | $6,997 | 6.375% | — | 6 | +$1,319 | |
| 16 | $7,443 | 6.625% | — | 5 | +$1,765 | |
| 17 | $8,860 | 4.750% | — | 1 | +$3,182 | |
| 18 | $9,642 | 6.500% | — | 1 | +$3,964 | |
| 19 | $10,417 | 6.000% | — | 2 | +$4,739 | |
| 20 | $15,036 | 6.500% | — | 1 | +$9,358 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.