SUNCOAST CREDIT UNION closing costs and rates (2024)
In 2024, SUNCOAST CREDIT UNION originated 1,142 purchase mortgages at a median interest rate of 5.62% and median total closing costs of $3,881. That ranks #337 nationally by origination volume. For total closing costs among lenders with 500+ originations, SUNCOAST CREDIT UNION ranks #109. That is $2,860 below the national median of $6,741. SUNCOAST CREDIT UNION is most active in Florida with 1,122 originations there.
Purchase Originations
1,142
Ranked #337 nationally
Median Total Costs
$3,881
−42.4% vs national ($6,741)
Median Rate
5.625%
−15.0% vs national (6.620%)
Median Origination
$500
Median Lender Credits
$3,000
Cost Rank (500+ vol.)
#109
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,142 | 5.625% | $3,881 | $500 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 1,122 | 5.625% | $3,890 | #45 |
| South Carolina | 5 | 4.875% | $3,650 | — |
| Georgia | 4 | 5.000% | $3,694 | — |
| Tennessee | 4 | 5.750% | $2,836 | — |
| North Carolina | 3 | 5.375% | $3,523 | — |
| Virginia | 2 | 5.125% | $3,696 | — |
| Alabama | 1 | 4.875% | $2,439 | — |
| Mississippi | 1 | 4.625% | $2,475 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,141 | 5.062% | — | 6 | −$740 | |
| 2 | $3,372 | 5.875% | — | 55 | −$509 | |
| 3 | $3,436 | 5.500% | — | 35 | −$445 | |
| 4 | $3,681 | 5.625% | — | 66 | −$200 | |
| 5 | $3,727 | 5.500% | — | 45 | −$154 | |
| 6 | $3,777 | 5.375% | — | 15 | −$104 | |
| 7 | $3,876 | 5.562% | — | 34 | −$5 | |
| 8 | $3,890 | 6.375% | — | 7 | +$9 | |
| 9 | $3,902 | 5.625% | — | 133 | +$21 | |
| 10 | $3,902 | 5.500% | — | 76 | +$21 | |
| 11 | $3,922 | 5.625% | — | 234 | +$41 | |
| 12 | $3,951 | 5.625% | — | 60 | +$70 | |
| 13 | $4,070 | 5.500% | — | 198 | +$189 | |
| 14 | $4,162 | 5.375% | — | 9 | +$281 | |
| 15 | $4,201 | 5.500% | — | 40 | +$320 | |
| 16 | $4,236 | 5.562% | — | 14 | +$355 | |
| 17 | $4,244 | 5.750% | — | 10 | +$363 | |
| 18 | $4,361 | 5.125% | — | 11 | +$480 | |
| 19 | $5,294 | 5.625% | — | 7 | +$1,413 | |
| 20 | $5,350 | 4.938% | — | 6 | +$1,469 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.