Homebuyers in Los Angeles County County who chose CALIFORNIA CREDIT UNION paid $11,255 less in closing costs than the county median.
County Median Costs
$11,255
+20.9% vs California ($9,309)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,590
Purchase Originations
32,356
Denial Rate
8.0%
vs California avg (7.1%)
vs California Median
20.9% above
$1,946
vs National Median
68.5% above
$4,575
203 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.750% | $0 | 77 | −$9,950 | |
| 2 | $0 | 5.625% | $0 | 23 | −$9,950 | |
| 3 | $1,450 | 9.250% | $995 | 41 | −$8,500 | |
| 4 | $4,147 | 7.562% | $674 | 14 | −$5,803 | |
| 5 | $4,475 | 5.875% | $1,500 | 29 | −$5,475 | |
| 6 | $4,889 | 6.250% | $0 | 26 | −$5,061 | |
| 7 | $5,172 | 6.125% | $0 | 383 | −$4,778 | |
| 8 | $5,242 | 5.495% | $1,800 | 18 | −$4,708 | |
| 9 | $5,398 | 6.125% | $498 | 10 | −$4,552 | |
| 10 | $5,976 | 6.000% | $960 | 39 | −$3,974 | |
| 11 | $6,036 | 6.000% | $1,080 | 364 | −$3,914 | |
| 12 | $6,300 | 6.750% | $1,500 | 19 | −$3,650 | |
| 13 | $6,502 | 6.500% | $0 | 60 | −$3,448 | |
| 14 | $6,623 | 6.250% | $486 | 1,062 | −$3,327 | |
| 15 | $6,648 | 7.250% | $1,500 | 36 | −$3,302 | |
| 16 | $6,653 | 6.000% | $700 | 14 | −$3,297 | |
| 17 | $6,677 | 6.250% | $1,380 | 88 | −$3,273 | |
| 18 | $6,704 | 6.375% | $1,125 | 56 | −$3,246 | |
| 19 | $6,731 | 5.250% | $1,490 | 33 | −$3,219 | |
| 20 | $6,749 | 6.625% | $954 | 30 | −$3,201 | |
| 21 | $6,779 | 4.990% | $1,645 | 235 | −$3,171 | |
| 22 | $6,899 | 6.375% | $1,195 | 23 | −$3,051 | |
| 23 | $6,922 | 6.500% | $1,068 | 18 | −$3,028 | |
| 24 | $6,937 | 6.250% | $0 | 36 | −$3,013 | |
| 25 | $7,029 | 5.875% | $595 | 123 | −$2,921 |
Includes lenders with 10+ purchase originations in Los Angeles County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.