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Lowest closing cost mortgage lenders in Riverside County County, California

In Riverside County, California, homebuyers paid a median of $11,630 in closing costs in 2024 — above the California median of $9,450. The county saw 21,166 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, NQM FUNDING, LLC offered the lowest median costs at $0, which is $7,980 less than the county median.

Homebuyers in Riverside County County who chose NQM FUNDING, LLC paid $11,630 less in closing costs than the county median.

County Median Costs

$11,630

+23.1% vs California ($9,450)

Median Rate

6.380%

−3.6% vs national (6.620%)

Median Origination

$2,998

Purchase Originations

21,166

vs California Median

23.1% above

$2,180

vs National Median

72.5% above

$4,889

Lender rankings in Riverside County County

146 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$07.625%$013−$7,980
2$06.000%$034−$7,980
3$4805.990%$0353−$7,500
4$6775.875%$0220−$7,303
5$1,0516.500%$017−$6,929
6$1,4509.250%$1,00071−$6,530
7$3,0856.200%$054−$4,895
8$4,1305.500%$1,46526−$3,850
9$4,5695.500%$0309−$3,411
10$4,5986.625%$0233−$3,382
11$5,2197.125%$1,10012−$2,761
12$5,2566.250%$125155−$2,724
13$5,3406.500%$0106−$2,640
14$5,4546.500%$1,38048−$2,526
15$5,7166.812%$74910−$2,264
16$5,7706.375%$99418−$2,210
17$5,8466.490%$41416−$2,134
18$6,0416.625%$1,774351−$1,939
19$6,1305.750%$1,755558−$1,850
20$6,1406.490%$2,42929−$1,840
21$6,2036.375%$1,12545−$1,777
22$6,2716.125%$1,46579−$1,709
23$6,2776.100%$81525−$1,703
24$6,5426.125%$1,19519−$1,438
25$6,5506.875%$1,66551−$1,430
26$6,6516.875%$1,94016−$1,329
27$6,6656.312%$1,69826−$1,315
28$6,6756.990%$2,42211−$1,305
29$6,6996.125%$2,80333−$1,281
30$6,8016.500%$1,999259−$1,179
31$6,8246.875%$1,94513−$1,156
32$6,9656.500%$3,21910−$1,015
33$7,0026.750%$1,32713−$978
34$7,0296.812%$3,30630−$951
35$7,0306.750%$1,20011−$950
36$7,1036.625%$1,940151−$877
37$7,2286.875%$2,139277−$752
38$7,2776.500%$2,28588−$703
39$7,3566.625%$1,19511−$624
40$7,4036.625%$1,60236−$577
41$7,4326.625%$1,94018−$548
42$7,4426.562%$2,95788−$538
43$7,5076.625%$2,22533−$473
44$7,5546.625%$3,09755−$426
45$7,5626.875%$3,09113−$418
46$7,6986.625%$2,874154−$282
47$7,7426.625%$3,736898−$238
48$7,7526.990%$2,86017−$228
49$7,8316.500%$1,94531−$149
50$7,8646.625%$2,484148−$116
51$8,0146.625%$3,09850+$34
52$8,0826.624%$3,018108+$102
53$8,0887.125%$3,39220+$108
54$8,1266.750%$3,78210+$146
55$8,2576.500%$3,64911+$277
56$8,2646.938%$3,12022+$284
57$8,3595.875%$3,074374+$379
58$8,3976.875%$3,247103+$417
59$8,4306.875%$2,923108+$450
60$8,4636.562%$3,56714+$483
61$8,5246.375%$3,88333+$544
62$8,5576.625%$2,40722+$577
63$8,6446.875%$4,46229+$664
64$8,6976.750%$3,01517+$717
65$8,7256.625%$3,14025+$745
66$8,7846.125%$1,42510+$804
67$8,8256.933%$4,75610+$845
68$8,8396.875%$4,63625+$859
69$8,8698.515%$5,72514+$889
70$8,9826.875%$3,75089+$1,002
71$8,9846.500%$4,671505+$1,004
72$9,1496.750%$3,85243+$1,169
73$9,3517.125%$5,48222+$1,371
74$9,3547.375%$4,20327+$1,374
75$9,3756.058%$6,06234+$1,395
76$9,3886.875%$4,69521+$1,408
77$9,4107.000%$5,03299+$1,430
78$9,4656.875%$4,28969+$1,485
79$9,5296.875%$4,959107+$1,549
80$9,5876.875%$4,955118+$1,607
81$9,5946.625%$5,011124+$1,614
82$9,7206.990%$4,13327+$1,740
83$9,7666.875%$4,92365+$1,786
84$9,8556.875%$4,386105+$1,875
85$9,8646.875%$5,51615+$1,884
86$10,3346.625%$5,5951,913+$2,354
87$10,3386.625%$5,85830+$2,358
88$10,5616.875%$6,19017+$2,581
89$10,5696.625%$6,20397+$2,589
90$10,5946.875%$5,46032+$2,614
91$10,6086.125%$6,58022+$2,628
92$10,7146.990%$5,78542+$2,734
93$10,8036.688%$4,95510+$2,823
94$10,9406.888%$6,21114+$2,960
95$10,9596.500%$5,02012+$2,979
96$11,1647.125%$7,30321+$3,184
97$11,1966.950%$6,652229+$3,216
98$11,2636.625%$6,55845+$3,283
99$11,8976.875%$7,39384+$3,917
100$11,9106.875%$7,16213+$3,930
101$12,0166.625%$7,04818+$4,036
102$12,0797.250%$7,73057+$4,099
103$12,0886.558%$7,33418+$4,108
104$12,1006.933%$7,95566+$4,120
105$12,1736.875%$6,72915+$4,193
106$12,2006.875%$7,67730+$4,220
107$12,2616.875%$7,50150+$4,281
108$12,4796.625%$8,48757+$4,499
109$12,6446.875%$7,99237+$4,664
110$12,8187.125%$8,91031+$4,838
111$13,0586.750%$7,89527+$5,078
112$13,2886.875%$9,25433+$5,308
113$13,7237.312%$9,13722+$5,743
114$13,7616.875%$8,26634+$5,781
115$14,1967.437%$9,34716+$6,216
116$14,4557.375%$9,25514+$6,475
117$14,7086.688%$9,01420+$6,728
118$14,7197.125%$10,35937+$6,739
119$14,8397.875%$10,54415+$6,859
120$14,8747.375%$9,822294+$6,894
121$15,2777.058%$8,90910+$7,297
122$15,3158.500%$10,76213+$7,335
123$15,7907.125%$10,03332+$7,810
124$16,3928.375%$9,89514+$8,412
125$16,4487.125%$11,07048+$8,468
126$16,6647.750%$11,13710+$8,684
127$16,7228.062%$11,40844+$8,742
128$16,8127.812%$10,19526+$8,832
129$17,0037.375%$11,49826+$9,023
130$17,2187.750%$11,52826+$9,238
131$17,7507.562%$12,49250+$9,770
132$18,1097.624%$10,63812+$10,129
133$18,4418.937%$14,67028+$10,461
134$18,4667.250%$11,90410+$10,486
135$22,2157.999%$16,25423+$14,235
136$29,6518.000%$22,40510+$21,671

Includes lenders with 10+ purchase originations in Riverside County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.