City National Bank closing costs and rates (2024)
In 2024, City National Bank originated 768 purchase mortgages at a median interest rate of 6.20% and median total closing costs of $5,606. That ranks #467 nationally by origination volume. For total closing costs among lenders with 500+ originations, City National Bank ranks #253. That is $1,135 below the national median of $6,741. City National Bank is most active in California with 660 originations there.
Purchase Originations
768
Ranked #467 nationally
Median Total Costs
$5,606
−16.8% vs national ($6,741)
Median Rate
6.200%
−6.3% vs national (6.620%)
Median Origination
$1,150
Median Lender Credits
$68
Cost Rank (500+ vol.)
#253
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 768 | 6.200% | $5,606 | $1,150 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 660 | 6.150% | $5,246 | #57 |
| New York | 21 | 6.550% | $5,107 | — |
| Florida | 12 | 6.675% | $12,707 | — |
| Tennessee | 10 | 6.825% | $3,822 | — |
| Nevada | 8 | 6.440% | $7,880 | — |
| Washington | 7 | 6.300% | $6,431 | — |
| Illinois | 6 | 6.912% | $7,183 | — |
| New Jersey | 6 | 6.075% | $7,538 | — |
| Texas | 6 | 6.875% | $16,017 | — |
| Colorado | 5 | 6.000% | $4,309 | — |
| District of Columbia | 3 | 6.700% | $9,940 | — |
| Georgia | 3 | 7.050% | $6,843 | — |
| North Carolina | 3 | 6.100% | $8,920 | — |
| Arizona | 2 | 6.425% | $7,872 | — |
| Connecticut | 2 | 6.600% | $10,035 | — |
| Idaho | 2 | 6.425% | $3,619 | — |
| Maryland | 2 | 5.575% | $7,467 | — |
| Hawaii | 1 | 7.400% | $6,200 | — |
| Massachusetts | 1 | 6.400% | $6,881 | — |
| Michigan | 1 | 6.550% | $4,317 | — |
| Mississippi | 1 | 7.750% | $7,240 | — |
| New Mexico | 1 | 7.125% | $5,335 | — |
| Ohio | 1 | 7.400% | $7,329 | — |
| Oklahoma | 1 | 6.875% | $5,781 | — |
| Pennsylvania | 1 | 7.300% | $14,279 | — |
| South Carolina | 1 | 6.550% | $11,251 | — |
| Utah | 1 | 6.525% | $10,904 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.300% | — | 3 | −$5,606 | |
| 2 | $1,680 | 6.250% | — | 59 | −$3,926 | |
| 3 | $2,921 | 6.850% | — | 3 | −$2,685 | |
| 4 | $3,085 | 6.200% | — | 54 | −$2,521 | |
| 5 | $3,244 | 6.000% | — | 84 | −$2,362 | |
| 6 | $3,376 | 6.800% | — | 4 | −$2,230 | |
| 7 | $3,565 | 6.150% | — | 5 | −$2,041 | |
| 8 | $3,860 | 5.800% | — | 5 | −$1,746 | |
| 9 | $5,404 | 6.238% | — | 8 | −$202 | |
| 10 | $5,447 | 6.838% | — | 4 | −$159 | |
| 11 | $5,677 | 6.100% | — | 428 | +$71 | |
| 12 | $6,431 | 6.300% | — | 7 | +$825 | |
| 13 | $6,927 | 6.675% | — | 4 | +$1,321 | |
| 14 | $7,885 | 6.380% | — | 7 | +$2,279 | |
| 15 | $7,936 | 6.550% | — | 3 | +$2,330 | |
| 16 | $8,016 | 5.875% | — | 5 | +$2,410 | |
| 17 | $8,378 | 6.537% | — | 4 | +$2,772 | |
| 18 | $9,940 | 6.700% | — | 3 | +$4,334 | |
| 19 | $10,577 | 6.675% | — | 4 | +$4,971 | |
| 20 | $13,292 | 6.375% | — | 4 | +$7,686 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.