Homebuyers in Alameda County County who chose Fremont Bank paid $6,835 less in closing costs than the county median.
County Median Costs
$7,760
−16.6% vs California ($9,309)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,761
Purchase Originations
8,016
Denial Rate
5.5%
vs California avg (7.1%)
vs California Median
16.6% below
$-1,549
vs National Median
16.2% above
$1,080
98 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $925 | 6.500% | $495 | 43 | −$6,702 | |
| 2 | $4,739 | 6.000% | $1,080 | 40 | −$2,888 | |
| 3 | $5,411 | 6.125% | $268 | 14 | −$2,216 | |
| 4 | $5,449 | 5.875% | $0 | 76 | −$2,178 | |
| 5 | $5,494 | 5.750% | $0 | 80 | −$2,133 | |
| 6 | $5,513 | 6.125% | $650 | 367 | −$2,114 | |
| 7 | $5,563 | 6.688% | $1,095 | 10 | −$2,064 | |
| 8 | $5,564 | 6.062% | $0 | 12 | −$2,062 | |
| 9 | $5,751 | 6.125% | $795 | 28 | −$1,876 | |
| 10 | $5,922 | 6.375% | $1,448 | 26 | −$1,705 | |
| 11 | $5,980 | 6.500% | $1,471 | 578 | −$1,647 | |
| 12 | $6,069 | 5.990% | $0 | 21 | −$1,558 | |
| 13 | $6,245 | 6.375% | $1,594 | 16 | −$1,382 | |
| 14 | $6,343 | 5.875% | $1,345 | 13 | −$1,284 | |
| 15 | $6,466 | 6.120% | $1,494 | 13 | −$1,160 | |
| 16 | $6,489 | 6.875% | $1,195 | 14 | −$1,138 | |
| 17 | $6,552 | 6.750% | $1,590 | 28 | −$1,075 | |
| 18 | $6,610 | 5.875% | $995 | 128 | −$1,017 | |
| 19 | $6,631 | 6.125% | $1,732 | 19 | −$996 | |
| 20 | $6,671 | 6.125% | $1,000 | 16 | −$956 | |
| 21 | $6,671 | 5.450% | $928 | 67 | −$956 | |
| 22 | $6,676 | 5.750% | $995 | 25 | −$952 | |
| 23 | $6,690 | 6.375% | $1,125 | 31 | −$937 | |
| 24 | $6,708 | 5.875% | $815 | 34 | −$919 | |
| 25 | $6,712 | 5.750% | $1,495 | 76 | −$915 |
Includes lenders with 10+ purchase originations in Alameda County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.