STAR ONE Credit Union closing costs and rates (2024)
In 2024, STAR ONE Credit Union originated 431 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $4,393. That is $2,348 below the national median of $6,741. STAR ONE Credit Union is most active in California with 375 originations there.
Purchase Originations
431
Median Total Costs
$4,393
−34.8% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$650
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 431 | 6.250% | $4,393 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 375 | 6.125% | $4,537 | #96 |
| Washington | 10 | 6.562% | $3,386 | — |
| Oregon | 6 | 6.625% | $3,149 | — |
| Texas | 5 | 6.500% | $6,036 | — |
| Florida | 4 | 6.312% | $4,560 | — |
| North Carolina | 4 | 6.312% | $2,612 | — |
| Nevada | 4 | 6.312% | $3,105 | — |
| Utah | 3 | 6.750% | $2,631 | — |
| Colorado | 2 | 5.875% | $2,695 | — |
| Illinois | 2 | 6.312% | $2,892 | — |
| Michigan | 2 | 6.500% | $2,842 | — |
| Minnesota | 2 | 6.375% | $3,744 | — |
| New Mexico | 2 | 6.375% | $4,180 | — |
| Arizona | 1 | 6.375% | $4,021 | — |
| District of Columbia | 1 | 6.875% | $5,371 | — |
| Idaho | 1 | 5.500% | $4,290 | — |
| Indiana | 1 | 5.875% | $1,729 | — |
| New Jersey | 1 | 6.125% | $7,910 | — |
| New York | 1 | 6.625% | $3,400 | — |
| Oklahoma | 1 | 5.875% | $3,777 | — |
| Pennsylvania | 1 | 6.625% | $5,171 | — |
| South Carolina | 1 | 6.500% | $3,550 | — |
| Virginia | 1 | 6.000% | $3,986 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,893 | 6.625% | — | 3 | −$1,500 | |
| 2 | $3,105 | 5.688% | — | 2 | −$1,288 | |
| 3 | $3,128 | 6.312% | — | 2 | −$1,265 | |
| 4 | $3,217 | 6.688% | — | 4 | −$1,176 | |
| 5 | $3,332 | 6.125% | — | 142 | −$1,061 | |
| 6 | $3,361 | 6.500% | — | 3 | −$1,032 | |
| 7 | $3,412 | 6.500% | — | 8 | −$981 | |
| 8 | $3,510 | 6.750% | — | 4 | −$883 | |
| 9 | $3,744 | 6.375% | — | 2 | −$649 | |
| 10 | $3,852 | 6.125% | — | 2 | −$541 | |
| 11 | $4,253 | 5.938% | — | 8 | −$140 | |
| 12 | $4,282 | 6.125% | — | 12 | −$111 | |
| 13 | $4,471 | 6.250% | — | 28 | +$78 | |
| 14 | $4,950 | 6.125% | — | 2 | +$557 | |
| 15 | $5,703 | 6.312% | — | 6 | +$1,310 | |
| 16 | $6,077 | 6.125% | — | 90 | +$1,684 | |
| 17 | $6,105 | 6.250% | — | 35 | +$1,712 | |
| 18 | $6,685 | 6.250% | — | 11 | +$2,292 | |
| 19 | $7,778 | 6.250% | — | 13 | +$3,385 | |
| 20 | $7,840 | 5.875% | — | 3 | +$3,447 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.