Fremont Bank closing costs and rates (2024)
In 2024, Fremont Bank originated 134 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $935. That is $5,806 below the national median of $6,741. Fremont Bank is most active in California with 133 originations there.
Purchase Originations
134
Median Total Costs
$935
−86.1% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$595
Median Lender Credits
$695
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 134 | 6.750% | $935 | $595 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 133 | 6.750% | $935 | #174 |
| Nevada | 1 | 7.125% | $520 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $495 | 6.625% | — | 1 | −$440 | |
| 2 | $645 | 6.500% | — | 3 | −$290 | |
| 3 | $862 | 6.875% | — | 8 | −$73 | |
| 4 | $865 | 6.812% | — | 8 | −$70 | |
| 5 | $922 | 7.375% | — | 1 | −$13 | |
| 6 | $925 | 7.375% | — | 1 | −$10 | |
| 7 | $925 | 7.500% | — | 1 | −$10 | |
| 8 | $925 | 7.625% | — | 1 | −$10 | |
| 9 | $935 | 6.750% | — | 29 | +$0 | |
| 10 | $940 | 6.812% | — | 6 | +$5 | |
| 11 | $968 | 6.688% | — | 16 | +$33 | |
| 12 | $990 | 6.750% | — | 33 | +$55 | |
| 13 | $1,005 | 6.688% | — | 2 | +$70 | |
| 14 | $1,005 | 6.875% | — | 2 | +$70 | |
| 15 | $1,070 | 7.500% | — | 3 | +$135 | |
| 16 | $1,082 | 6.375% | — | 1 | +$147 | |
| 17 | $1,992 | 7.125% | — | 2 | +$1,057 | |
| 18 | $2,949 | 6.625% | — | 2 | +$2,014 | |
| 19 | $7,070 | 6.688% | — | 8 | +$6,135 | |
| 20 | $8,494 | 7.250% | — | 2 | +$7,559 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.