SUNWARD closing costs and rates (2024)
In 2024, SUNWARD originated 343 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,259. That is $2,482 below the national median of $6,741. SUNWARD is most active in New Mexico with 247 originations there.
Purchase Originations
343
Median Total Costs
$4,259
−36.8% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,495
Median Lender Credits
$7,200
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 343 | 6.375% | $4,259 | $1,495 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Mexico | 247 | 6.500% | $3,849 | #18 |
| California | 77 | 6.250% | $7,065 | #227 |
| Texas | 10 | 6.438% | $5,676 | — |
| Arizona | 5 | 6.000% | $5,967 | — |
| Colorado | 3 | 6.250% | $9,312 | — |
| Nevada | 1 | 6.750% | $4,843 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,523 | 6.250% | — | 1 | −$1,736 | |
| 2 | $2,718 | 6.500% | — | 3 | −$1,541 | |
| 3 | $3,077 | 6.625% | — | 3 | −$1,182 | |
| 4 | $3,509 | 6.500% | — | 1 | −$750 | |
| 5 | $3,787 | 6.375% | — | 1 | −$472 | |
| 6 | $3,792 | 6.500% | — | 182 | −$467 | |
| 7 | $4,028 | 6.625% | — | 15 | −$231 | |
| 8 | $4,067 | 6.500% | — | 2 | −$192 | |
| 9 | $4,259 | 6.500% | — | 37 | +$0 | |
| 10 | $4,685 | 7.000% | — | 3 | +$426 | |
| 11 | $5,198 | 6.000% | — | 1 | +$939 | |
| 12 | $5,242 | 6.000% | — | 1 | +$983 | |
| 13 | $5,584 | 6.250% | — | 3 | +$1,325 | |
| 14 | $6,114 | 6.875% | — | 3 | +$1,855 | |
| 15 | $6,722 | 6.125% | — | 14 | +$2,463 | |
| 16 | $6,821 | 5.925% | — | 3 | +$2,562 | |
| 17 | $7,269 | 6.250% | — | 36 | +$3,010 | |
| 18 | $10,084 | 6.312% | — | 2 | +$5,825 | |
| 19 | $13,166 | 6.375% | — | 19 | +$8,907 | |
| 20 | $14,887 | 6.375% | — | 1 | +$10,628 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.