Provident Credit Union closing costs and rates (2024)
In 2024, Provident Credit Union originated 229 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $4,636. That is $2,105 below the national median of $6,741. Provident Credit Union is most active in California with 229 originations there.
Purchase Originations
229
Median Total Costs
$4,636
−31.2% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$1,200
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 229 | 6.250% | $4,636 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 229 | 6.250% | $4,636 | #140 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,161 | 6.625% | — | 1 | −$2,475 | |
| 2 | $3,179 | 6.188% | — | 4 | −$1,457 | |
| 3 | $3,213 | 6.625% | — | 5 | −$1,423 | |
| 4 | $3,408 | 6.250% | — | 51 | −$1,228 | |
| 5 | $3,537 | 6.250% | — | 1 | −$1,099 | |
| 6 | $3,831 | 6.125% | — | 21 | −$805 | |
| 7 | $3,871 | 6.625% | — | 1 | −$765 | |
| 8 | $4,412 | 6.688% | — | 2 | −$224 | |
| 9 | $4,483 | 6.125% | — | 1 | −$153 | |
| 10 | $4,555 | 6.375% | — | 1 | −$81 | |
| 11 | $4,684 | 6.500% | — | 2 | +$48 | |
| 12 | $5,267 | 6.125% | — | 35 | +$631 | |
| 13 | $5,279 | 6.250% | — | 68 | +$643 | |
| 14 | $5,299 | 6.125% | — | 19 | +$663 | |
| 15 | $5,304 | 6.125% | — | 5 | +$668 | |
| 16 | $5,824 | 6.125% | — | 3 | +$1,188 | |
| 17 | $5,962 | 4.875% | — | 2 | +$1,326 | |
| 18 | $6,028 | 6.875% | — | 1 | +$1,392 | |
| 19 | $6,848 | 6.250% | — | 1 | +$2,212 | |
| 20 | $9,565 | 5.875% | — | 1 | +$4,929 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.