Zions Bancorporation, N.A. closing costs and rates (2024)
In 2024, Zions Bancorporation, N.A. originated 1,627 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $7,678. That ranks #262 nationally by origination volume. For total closing costs among lenders with 500+ originations, Zions Bancorporation, N.A. ranks #419. That is $937 above the national median of $6,741. Zions Bancorporation, N.A. is most active in Texas with 291 originations there.
Purchase Originations
1,627
Ranked #262 nationally
Median Total Costs
$7,678
+13.9% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$2,625
Median Lender Credits
$1,000
Cost Rank (500+ vol.)
#419
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,578 | 6.375% | $7,510 | $2,640 |
| fha | 36 | 6.125% | $11,913 | $2,391 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 291 | 6.375% | $8,562 | #163 |
| California | 264 | 6.250% | $8,775 | #127 |
| Utah | 245 | 6.375% | $7,167 | #29 |
| Idaho | 238 | 6.125% | $8,013 | #22 |
| Nevada | 226 | 6.375% | $5,908 | #28 |
| Arizona | 147 | 6.625% | $13,960 | #79 |
| Colorado | 141 | 6.125% | $5,355 | #90 |
| Washington | 37 | 6.125% | $5,540 | — |
| Wyoming | 22 | 6.250% | $5,961 | — |
| New Mexico | 6 | 6.750% | $3,977 | — |
| Oregon | 4 | 6.375% | $21,616 | — |
| Alabama | 2 | 6.625% | $8,185 | — |
| Georgia | 2 | 5.938% | $10,712 | — |
| Florida | 1 | 6.000% | $5,884 | — |
| Iowa | 1 | 6.625% | $4,165 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,784 | 6.125% | — | 32 | −$2,894 | |
| 2 | $5,296 | 6.250% | — | 87 | −$2,382 | |
| 3 | $5,564 | 6.562% | — | 38 | −$2,114 | |
| 4 | $5,721 | 6.000% | — | 34 | −$1,957 | |
| 5 | $6,199 | 6.375% | — | 175 | −$1,479 | |
| 6 | $7,093 | 5.875% | — | 26 | −$585 | |
| 7 | $7,102 | 6.000% | — | 48 | −$576 | |
| 8 | $7,790 | 6.125% | — | 20 | +$112 | |
| 9 | $8,013 | 6.188% | — | 18 | +$335 | |
| 10 | $8,181 | 6.000% | — | 22 | +$503 | |
| 11 | $8,308 | 6.125% | — | 36 | +$630 | |
| 12 | $8,383 | 6.250% | — | 136 | +$705 | |
| 13 | $8,824 | 6.125% | — | 27 | +$1,146 | |
| 14 | $9,457 | 6.125% | — | 19 | +$1,779 | |
| 15 | $9,685 | 6.250% | — | 54 | +$2,007 | |
| 16 | $10,531 | 5.875% | — | 52 | +$2,853 | |
| 17 | $11,644 | 6.375% | — | 47 | +$3,966 | |
| 18 | $13,117 | 6.500% | — | 50 | +$5,439 | |
| 19 | $13,949 | 6.625% | — | 41 | +$6,271 | |
| 20 | $19,358 | 6.875% | — | 36 | +$11,680 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.