Homebuyers in Santa Clara County County who chose PULTE MORTGAGE LLC paid $5,553 less in closing costs than the county median.
County Median Costs
$5,553
−40.4% vs California ($9,309)
Median Rate
5.990%
−7.7% vs national (6.490%)
Median Origination
$1,620
Purchase Originations
8,760
Denial Rate
6.3%
vs California avg (7.1%)
vs California Median
40.4% below
$-3,756
vs National Median
16.9% below
$-1,127
76 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 4.990% | $0 | 98 | −$5,514 | |
| 2 | $3,295 | 5.750% | $0 | 50 | −$2,219 | |
| 3 | $3,370 | 6.500% | $0 | 16 | −$2,144 | |
| 4 | $3,444 | 5.875% | $0 | 91 | −$2,070 | |
| 5 | $3,938 | 6.125% | $795 | 58 | −$1,576 | |
| 6 | $4,003 | 6.500% | $1,216 | 502 | −$1,511 | |
| 7 | $4,106 | 5.875% | $1,095 | 11 | −$1,408 | |
| 8 | $4,129 | 5.875% | $681 | 473 | −$1,385 | |
| 9 | $4,301 | 6.000% | $1,080 | 27 | −$1,213 | |
| 10 | $4,361 | 6.490% | $1,201 | 26 | −$1,153 | |
| 11 | $4,405 | 5.750% | $995 | 136 | −$1,109 | |
| 12 | $4,411 | 5.812% | $1,345 | 10 | −$1,103 | |
| 13 | $4,473 | 6.375% | $1,125 | 14 | −$1,041 | |
| 14 | $4,584 | 6.500% | $1,130 | 10 | −$930 | |
| 15 | $4,596 | 5.754% | $1,389 | 16 | −$918 | |
| 16 | $4,616 | 5.600% | $815 | 88 | −$898 | |
| 17 | $4,716 | 5.875% | $1,455 | 16 | −$798 | |
| 18 | $4,721 | 6.000% | $1,295 | 13 | −$793 | |
| 19 | $4,740 | 5.750% | $1,190 | 308 | −$774 | |
| 20 | $4,770 | 6.562% | $1,595 | 10 | −$744 | |
| 21 | $4,866 | 5.625% | $1,495 | 10 | −$648 | |
| 22 | $4,867 | 6.500% | $1,695 | 11 | −$647 | |
| 23 | $4,883 | 5.125% | $1,195 | 84 | −$631 | |
| 24 | $4,925 | 5.875% | $1,000 | 19 | −$589 | |
| 25 | $4,973 | 6.688% | $1,695 | 34 | −$541 |
Includes lenders with 10+ purchase originations in Santa Clara County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.