Homebuyers in Dallas County County who chose American Airlines Federal Credit Union paid $8,705 less in closing costs than the county median.
County Median Costs
$8,705
+3.7% vs Texas ($8,397)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,161
Purchase Originations
15,429
Denial Rate
9.5%
vs Texas avg (12.0%)
vs Texas Median
3.7% above
$308
vs National Median
30.3% above
$2,025
161 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.312% | $0 | 30 | −$7,195 | |
| 2 | $38 | 5.990% | $0 | 42 | −$7,156 | |
| 3 | $3,096 | 5.188% | $1,195 | 10 | −$4,099 | |
| 4 | $3,586 | 7.125% | $1,160 | 95 | −$3,609 | |
| 5 | $3,633 | 6.000% | $1,335 | 285 | −$3,562 | |
| 6 | $3,860 | 6.625% | $2,380 | 11 | −$3,335 | |
| 7 | $4,104 | 4.625% | $1,925 | 83 | −$3,091 | |
| 8 | $4,335 | 6.850% | $995 | 122 | −$2,860 | |
| 9 | $4,346 | 5.875% | $0 | 158 | −$2,849 | |
| 10 | $4,379 | 6.000% | $510 | 20 | −$2,816 | |
| 11 | $4,442 | 4.990% | $0 | 103 | −$2,753 | |
| 12 | $4,754 | 7.000% | $1,145 | 44 | −$2,441 | |
| 13 | $4,806 | 6.000% | $1,490 | 10 | −$2,389 | |
| 14 | $4,833 | 5.850% | $815 | 65 | −$2,362 | |
| 15 | $4,990 | 6.688% | $0 | 62 | −$2,205 | |
| 16 | $4,997 | 5.750% | $1,200 | 36 | −$2,198 | |
| 17 | $5,015 | 6.000% | $500 | 19 | −$2,180 | |
| 18 | $5,024 | 7.250% | $1,335 | 12 | −$2,171 | |
| 19 | $5,034 | 6.425% | $1,640 | 19 | −$2,161 | |
| 20 | $5,048 | 5.500% | $101 | 21 | −$2,147 | |
| 21 | $5,064 | 6.125% | $39 | 20 | −$2,131 | |
| 22 | $5,275 | 6.490% | $808 | 25 | −$1,920 | |
| 23 | $5,315 | 7.375% | $1,420 | 53 | −$1,880 | |
| 24 | $5,364 | 7.250% | $1,525 | 24 | −$1,831 | |
| 25 | $5,382 | 6.125% | $2,073 | 123 | −$1,813 |
Includes lenders with 10+ purchase originations in Dallas County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.