Homebuyers in Harris County County who chose VELOCIO MORTGAGE L.L.C. paid $8,479 less in closing costs than the county median.
County Median Costs
$8,532
+1.6% vs Texas ($8,397)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,175
Purchase Originations
35,687
Denial Rate
11.5%
vs Texas avg (12.0%)
vs Texas Median
1.6% above
$135
vs National Median
27.7% above
$1,852
224 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $827 | 5.750% | $0 | 51 | −$6,173 | |
| 2 | $2,381 | 11.250% | $1,499 | 24 | −$4,619 | |
| 3 | $2,737 | 5.990% | $0 | 38 | −$4,263 | |
| 4 | $3,137 | 6.500% | $0 | 100 | −$3,863 | |
| 5 | $3,412 | 6.500% | $75 | 17 | −$3,588 | |
| 6 | $3,485 | 6.000% | $0 | 50 | −$3,515 | |
| 7 | $3,515 | 5.750% | $0 | 206 | −$3,485 | |
| 8 | $3,635 | 6.990% | $0 | 18 | −$3,365 | |
| 9 | $3,770 | 6.750% | $1,696 | 23 | −$3,230 | |
| 10 | $3,772 | 5.375% | $0 | 125 | −$3,228 | |
| 11 | $3,839 | 6.000% | $1,475 | 376 | −$3,161 | |
| 12 | $3,918 | 6.500% | $0 | 69 | −$3,082 | |
| 13 | $3,982 | 6.000% | $0 | 49 | −$3,018 | |
| 14 | $3,989 | 4.500% | $1,650 | 435 | −$3,011 | |
| 15 | $4,002 | 6.375% | $0 | 29 | −$2,998 | |
| 16 | $4,048 | 5.850% | $815 | 79 | −$2,952 | |
| 17 | $4,122 | 6.433% | $796 | 98 | −$2,878 | |
| 18 | $4,137 | 6.900% | $495 | 156 | −$2,863 | |
| 19 | $4,165 | 6.500% | $413 | 164 | −$2,835 | |
| 20 | $4,213 | 6.500% | $1,160 | 163 | −$2,787 | |
| 21 | $4,673 | 6.375% | $175 | 83 | −$2,327 | |
| 22 | $4,709 | 5.490% | $650 | 15 | −$2,291 | |
| 23 | $4,721 | 6.000% | $675 | 50 | −$2,279 | |
| 24 | $4,758 | 6.312% | $0 | 22 | −$2,242 | |
| 25 | $4,817 | 4.990% | $125 | 317 | −$2,183 |
Includes lenders with 10+ purchase originations in Harris County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.