Baxter Credit Union closing costs and rates (2024)
In 2024, Baxter Credit Union originated 704 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,702. That ranks #507 nationally by origination volume. For total closing costs among lenders with 500+ originations, Baxter Credit Union ranks #173. That is $2,039 below the national median of $6,741. Baxter Credit Union is most active in Illinois with 162 originations there.
Purchase Originations
704
Ranked #507 nationally
Median Total Costs
$4,702
−30.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,050
Median Lender Credits
$1,000
Cost Rank (500+ vol.)
#173
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 704 | 6.625% | $4,702 | $1,050 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 162 | 6.750% | $5,515 | #113 |
| Minnesota | 142 | 6.625% | $3,980 | #73 |
| California | 35 | 6.500% | $6,741 | — |
| Wisconsin | 35 | 6.625% | $2,809 | — |
| Florida | 33 | 6.500% | $5,340 | — |
| Texas | 26 | 6.438% | $5,699 | — |
| North Carolina | 22 | 6.688% | $3,578 | — |
| Indiana | 20 | 6.625% | $2,835 | — |
| Ohio | 18 | 6.562% | $4,028 | — |
| Georgia | 16 | 6.375% | $4,446 | — |
| Massachusetts | 16 | 6.812% | $4,372 | — |
| Colorado | 15 | 6.625% | $3,344 | — |
| Tennessee | 14 | 6.500% | $4,025 | — |
| Pennsylvania | 12 | 6.875% | $4,671 | — |
| Michigan | 10 | 6.438% | $3,534 | — |
| Puerto Rico | 10 | 6.688% | $5,384 | — |
| Arizona | 8 | 6.625% | $5,698 | — |
| Nevada | 8 | 6.562% | $4,228 | — |
| South Carolina | 8 | 6.562% | $4,430 | — |
| Arkansas | 7 | 6.875% | $2,857 | — |
| Missouri | 7 | 6.875% | $2,825 | — |
| Virginia | 7 | 6.500% | $3,831 | — |
| Kansas | 6 | 6.562% | $3,169 | — |
| Mississippi | 6 | 6.562% | $3,792 | — |
| New Jersey | 6 | 6.375% | $5,589 | — |
| Alabama | 5 | 6.750% | $2,781 | — |
| Iowa | 5 | 6.500% | $3,508 | — |
| New York | 5 | 6.625% | $6,860 | — |
| Connecticut | 4 | 6.625% | $7,627 | — |
| Oregon | 4 | 6.688% | $4,997 | — |
| Utah | 4 | 6.250% | $7,291 | — |
| Washington | 4 | 6.562% | $4,271 | — |
| Louisiana | 3 | 6.250% | $4,729 | — |
| Maryland | 3 | 6.375% | $4,809 | — |
| Nebraska | 3 | 6.375% | $4,250 | — |
| New Hampshire | 3 | 6.250% | $3,874 | — |
| Oklahoma | 3 | 6.375% | $4,195 | — |
| Kentucky | 2 | 6.188% | $5,219 | — |
| West Virginia | 2 | 6.750% | $6,858 | — |
| Delaware | 1 | 6.875% | $3,326 | — |
| Maine | 1 | 6.625% | $3,570 | — |
| Montana | 1 | 6.250% | $7,712 | — |
| North Dakota | 1 | 6.000% | $5,196 | — |
| South Dakota | 1 | 6.500% | $3,581 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,712 | 6.625% | — | 9 | −$1,990 | |
| 2 | $2,723 | 6.625% | — | 6 | −$1,979 | |
| 3 | $3,749 | 6.500% | — | 8 | −$953 | |
| 4 | $3,850 | 6.688% | — | 12 | −$852 | |
| 5 | $3,869 | 6.688% | — | 18 | −$833 | |
| 6 | $3,919 | 6.625% | — | 63 | −$783 | |
| 7 | $3,943 | 6.750% | — | 12 | −$759 | |
| 8 | $4,019 | 6.562% | — | 8 | −$683 | |
| 9 | $4,122 | 6.625% | — | 6 | −$580 | |
| 10 | $4,231 | 6.750% | — | 7 | −$471 | |
| 11 | $4,436 | 6.375% | — | 7 | −$266 | |
| 12 | $4,980 | 6.625% | — | 6 | +$278 | |
| 13 | $5,344 | 6.625% | — | 8 | +$642 | |
| 14 | $5,417 | 6.750% | — | 35 | +$715 | |
| 15 | $5,475 | 6.750% | — | 57 | +$773 | |
| 16 | $5,703 | 6.625% | — | 42 | +$1,001 | |
| 17 | $5,772 | 6.625% | — | 11 | +$1,070 | |
| 18 | $5,955 | 6.625% | — | 6 | +$1,253 | |
| 19 | $6,633 | 6.188% | — | 6 | +$1,931 | |
| 20 | $7,648 | 6.500% | — | 12 | +$2,946 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.