Grade F · 0% of disclosures flagged for junk fees
Mortgage Company · California · NMLS #3277
Avg Closing Costs
$10,630
median across reports
vs. National Average
226%
above national avg
Avg Origination Charge
$6,117
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $6,117 | $1,618 | 🔺 High |
| discount_points | $4,409 | $1,883 | 🔺 High |
| Title Insurance | $2,926 | $3,405 | 🟢 Below Avg |
| lender_credits | $2,075 | $358 | 🔺 High |
| Underwriting Fee | $1,349 | $1,546 | 🟢 Below Avg |
| Appraisal | $1,023 | $1,125 | 🟡 Average |
| Settlement/Closing Fee | $916 | $1,053 | 🟢 Below Avg |
| Processing Fee | $734 | $841 | 🟢 Below Avg |
| Title Search | $365 | $412 | 🟢 Below Avg |
| Recording Fee | $320 | $364 | 🟢 Below Avg |
| Rate Lock Fee | $285 | $370 | 🟢 Below Avg |
| Document Preparation | $164 | $159 | 🟡 Average |
| Tax Service Fee | $119 | $135 | 🟢 Below Avg |
| Credit Report | $64 | $71 | 🟢 Below Avg |
| Wire Transfer Fee | $63 | $72 | 🟢 Below Avg |
| Courier/Delivery | $54 | $63 | 🟢 Below Avg |
| Flood Certification | $22 | $25 | 🟢 Below Avg |
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Based on 3,279 homebuyer-submitted Closing Disclosures, Sun West Mortgage's median total closing costs are $10,630. This is about 226% above the $3,257 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Closing Costs in California
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Federal data snapshot (2025)
In 2025, Sun West Mortgage Company, Inc. originated 1,521 purchase loans with median closing costs of $11,360.
See 2025 HMDA market data for Sun West Mortgage Company, Inc. →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.