Grade A · 0% of disclosures flagged for junk fees
Mortgage Company · Virginia · NMLS #184887
Avg Closing Costs
$6,238
median across reports
vs. National Average
94%
above national avg
Avg Origination Charge
$3,348
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Title Insurance | $3,460 | $3,103 | 🔴 Above Avg |
| discount_points | $3,370 | $2,263 | 🔴 Above Avg |
| Origination Fee | $3,348 | $1,695 | 🔺 High |
| Underwriting Fee | $1,600 | $1,429 | 🔴 Above Avg |
| Appraisal | $1,166 | $1,053 | 🔴 Above Avg |
| Settlement/Closing Fee | $1,077 | $954 | 🔴 Above Avg |
| lender_credits | $1,074 | $459 | 🔺 High |
| Processing Fee | $857 | $775 | 🔴 Above Avg |
| Title Search | $429 | $379 | 🔴 Above Avg |
| Rate Lock Fee | $386 | $314 | 🔴 Above Avg |
| Recording Fee | $380 | $339 | 🔴 Above Avg |
| Document Preparation | $182 | $170 | 🟡 Average |
| Tax Service Fee | $140 | $128 | 🟡 Average |
| Credit Report | $78 | $68 | 🔴 Above Avg |
| Wire Transfer Fee | $74 | $69 | 🟡 Average |
| Courier/Delivery | $63 | $58 | 🟡 Average |
| Flood Certification | $25 | $23 | 🔴 Above Avg |
Got a Loan Estimate from Prosperity Home Mortgage, LLC? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 20,236 homebuyer-submitted Closing Disclosures, Prosperity Home Mortgage, LLC's median total closing costs are $6,238. This is about 94% above the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Closing Costs in Virginia
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Federal data snapshot (2025)
In 2025, Prosperity Home Mortgage, LLC originated 14,829 purchase loans with median closing costs of $6,287.
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