How many lenders in Virginia have user fee reports?

371 lenders in Virginia have verified fee reports on FairPriceCheck, spanning 73148 total reports across purchase and refinance loans.

What is the median closing cost across Virginia lenders?

The median average closing costs across Virginia lenders with fee reports is $6,988. Individual costs vary with loan size, property type, and loan program.

Which mortgage lender has the best grade in Virginia?

Navy Federal Credit Union currently holds a A grade in Virginia, based on 5889 verified fee reports.

How many A-grade mortgage lenders are there in Virginia?

146 lenders in Virginia currently hold an A grade, meaning their median closing costs are at least 10% below the state average.

How are mortgage lenders graded in Virginia?

Each lender's median total closing costs in Virginia are compared to the statewide average for similar loans. Grades run A (10%+ below average) through F (25%+ above). Lenders need at least 3 verified reports to receive a grade.

Mortgage Lenders in Virginia: Fee & Closing Cost Rankings

371 mortgage lenders in Virginia have verified fee reports on FairPriceCheck. The median average closing cost across Virginia lenders is $6,988, and 146 lenders hold an A grade — meaning median closing costs at least 10% below the state average.

Lenders ranked by fee grade in Virginia

Lender	State grade	Avg closing costs	% junk fees	National grade
Navy Federal Credit Union 5889 reports	A	$3,479	0%	A
Movement Mortgage 4097 reports	A	$7,921	0%	B
Atlantic Coast Mortgage, LLC 2745 reports	A	$9,133	0%	B
Alcova Mortgage LLC 2564 reports	A	$5,265	0%	A
Prosperity Home Mortgage, LLC 2133 reports	A	$8,005	0%	A
Truist Bank 2111 reports	A	$6,442	0%	A
loanDepot.com, LLC 1943 reports	A	$6,751	0%	B
NATIONSTAR MORTGAGE LLC 1704 reports	A	$5,885	0%	A
Guaranteed Rate 1477 reports	A	$7,648	0%	A
C & F Mortgage Corporation 1459 reports	A	$7,388	0%	A
INTERCOASTAL MORTGAGE, LLC 1319 reports	A	$8,960	0%	A
United Bank (Virginia) 955 reports	A	$6,568	0%	A
AmeriSave Mortgage 851 reports	A	$9,036	0%	A
U.S. Bank National Association 707 reports	A	$5,504	0%	A
Manufacturers and Traders Trust Company 595 reports	A	$6,110	0%	A
VILLAGE CAPITAL & INVESTMENT LLC 580 reports	A	$7,172	0%	A
USAA Federal Savings Bank 475 reports	A	$9,167	0%	A
PROVIDENT FUNDING ASSOCIATES, L.P. 385 reports	A	$5,016	0%	A
SPRING EQ, LLC 372 reports	A	$2,297	0%	A
LANGLEY FEDERAL CREDIT UNION 368 reports	A	$4,893	0%	A
Guaranteed Rate Affinity 333 reports	A	$7,834	0%	A
FREEDOM FIRST Federal Credit Union 329 reports	A	$5,104	0%	A
JAMS-01, INC. 307 reports	A	$8,894	0%	A
FIRST BANCORP, INC. 306 reports	A	$4,277	0%	A
Citibank, National Association 275 reports	A	$6,689	0%	A

Virginia market context

For 2024 HMDA origination data on all lenders in Virginia, see our Virginia Market Rankings →

Closing cost details, fee benchmarks, and county comparisons for Virginia → Virginia Closing Costs Guide

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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.