Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$5,861
median across reports
vs. National Average
73%
above national avg
Avg Origination Charge
$3,327
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $3,593 | $2,242 | 🔺 High |
| Origination Fee | $3,327 | $1,584 | 🔺 High |
| lender_credits | $89 | $428 | 🟢 Below Avg |
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Check My Loan Estimate — $19Based on 1,814 homebuyer-submitted Closing Disclosures, Radius Financial Group Inc.'s median total closing costs are $5,861. This is about 73% above the $3,383 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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How to Read Your Closing Disclosure
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Average Closing Costs by State
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Aggregates from Radius Financial Group Inc.'s 2025 HMDA filings — actual closed-loan figures reported to federal regulators, compared against the national median across all lenders.
Purchase Originations
1,338
Ranked #303 nationally
Median Total Costs
$6,420
−3.9% vs national ($6,680)
Median Rate
6.625%
+2.1% vs national (6.490%)
Median Origination
$1,824
Median Lender Credits
$28
Cost Rank (500+ vol.)
#317
among lenders with 500+ originations
Denial Rate
2.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 922 | 6.625% | $5,208 | $1,773 |
| fha | 339 | 6.500% | $11,476 | $2,253 |
| va | 66 | 6.500% | $11,253 | $2,026 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 620 | 6.625% | $5,538 | #15 |
| Pennsylvania | 371 | 6.625% | $7,363 | #57 |
| Maryland | 79 | 6.625% | $7,268 | #108 |
| North Carolina | 54 | 6.625% | $7,343 | #196 |
| Georgia | 52 | 6.562% | $8,708 | #199 |
| New Hampshire | 43 | 6.490% | $4,577 | — |
| Florida | 30 | 6.750% | $5,907 | — |
| Rhode Island | 26 | 6.433% | $9,614 | — |
| Texas | 21 | 6.750% | $8,938 | — |
| Maine | 12 | 6.438% | $5,028 | — |
| Connecticut | 9 | 6.500% | $4,709 | — |
| Virginia | 6 | 6.495% | $8,275 | — |
| Delaware | 5 | 6.250% | $8,981 | — |
| South Carolina | 5 | 6.375% | $6,581 | — |
| Tennessee | 2 | 7.062% | $4,320 | — |
| Colorado | 1 | 6.750% | $16,532 | — |
| Michigan | 1 | 6.750% | $4,825 | — |
| West Virginia | 1 | 6.750% | $11,700 | — |
| This lender | Massachusetts median | National median | |
|---|---|---|---|
| Total Closing Costs | $5,538 | $5,543 | $6,680 |
| Interest Rate | 6.625% | 6.490% | 6.490% |
| Originations in state | 620 | — | — |
Based on 2025 HMDA data. State and national medians cover all reporting lenders.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Radius Financial Group Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $345,000 | $335,000 | +$10,000 (+3.0%) |
| Median total closing costs | $6,420 | $7,127 | −$707 (−9.9%) |