Grade D · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$8,226
median across reports
vs. National Average
151%
above national avg
Avg Origination Charge
$3,718
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $3,718 | $1,708 | 🔺 High |
| discount_points | $3,692 | $2,319 | 🔺 High |
| lender_credits | $385 | $442 | 🟢 Below Avg |
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Based on 700 homebuyer-submitted Closing Disclosures, Bay Capital Mortgage Corporation's median total closing costs are $8,226. This is about 151% above the $3,275 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.