Purchase Originations
666
Ranked #520 nationally
Median Total Costs
$8,215
+23.0% vs national ($6,680)
↑ $143 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,245
Median Lender Credits
$650
Cost Rank (500+ vol.)
#457
among lenders with 500+ originations
Denial Rate
13.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 304 | 6.625% | $5,847 | $1,937 |
| fha | 271 | 6.375% | $11,134 | $2,559 |
| va | 81 | 6.250% | $8,209 | $2,968 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 121 | 6.625% | $8,256 | #136 |
| Texas | 101 | 6.250% | $8,872 | #276 |
| North Carolina | 92 | 6.500% | $8,640 | #158 |
| Maryland | 46 | 6.438% | $10,117 | — |
| Indiana | 36 | 6.312% | $7,750 | — |
| California | 30 | 6.250% | $8,094 | — |
| Florida | 23 | 6.250% | $7,895 | — |
| Alabama | 22 | 6.312% | $6,327 | — |
| Wisconsin | 22 | 6.562% | $3,601 | — |
| Ohio | 21 | 6.625% | $6,055 | — |
| Virginia | 21 | 6.500% | $6,610 | — |
| Georgia | 17 | 6.250% | $9,886 | — |
| South Carolina | 16 | 6.500% | $8,272 | — |
| Louisiana | 13 | 6.625% | $9,206 | — |
| Tennessee | 10 | 6.688% | $9,450 | — |
| Idaho | 9 | 6.125% | $11,798 | — |
| Delaware | 8 | 6.625% | $11,155 | — |
| Arkansas | 7 | 6.375% | $8,411 | — |
| Missouri | 7 | 6.250% | $5,912 | — |
| Washington | 6 | 6.375% | $6,620 | — |
| New Mexico | 5 | 6.625% | $4,378 | — |
| Pennsylvania | 5 | 6.125% | $7,129 | — |
| Colorado | 4 | 6.750% | $4,515 | — |
| Arizona | 3 | 6.990% | $4,687 | — |
| Mississippi | 3 | 7.250% | $11,491 | — |
| Kansas | 2 | 7.062% | $3,656 | — |
| Kentucky | 2 | 6.933% | $3,978 | — |
| Minnesota | 2 | 6.688% | $4,017 | — |
| Montana | 2 | 6.375% | $8,731 | — |
| New Jersey | 2 | 6.375% | $7,973 | — |
| Nevada | 2 | 6.870% | $7,354 | — |
| Oregon | 2 | 6.438% | $14,107 | — |
| South Dakota | 2 | 6.875% | $4,342 | — |
| Michigan | 1 | 6.000% | $3,670 | — |
| North Dakota | 1 | 5.990% | $6,644 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,655 | 6.750% | — | 7 | −$3,560 | |
| 2 | $5,460 | 6.250% | — | 7 | −$2,755 | |
| 3 | $5,998 | 6.438% | — | 10 | −$2,217 | |
| 4 | $6,156 | 6.438% | — | 8 | −$2,059 | |
| 5 | $6,411 | 6.938% | — | 6 | −$1,804 | |
| 6 | $6,413 | 6.750% | — | 8 | −$1,802 | |
| 7 | $7,756 | 6.120% | — | 6 | −$459 | |
| 8 | $7,766 | 5.990% | — | 11 | −$449 | |
| 9 | $8,538 | 5.990% | — | 41 | +$323 | |
| 10 | $8,565 | 6.375% | — | 11 | +$350 | |
| 11 | $8,641 | 6.750% | — | 9 | +$426 | |
| 12 | $8,768 | 6.625% | — | 78 | +$553 | |
| 13 | $8,789 | 6.250% | — | 7 | +$574 | |
| 14 | $9,520 | 6.625% | — | 8 | +$1,305 | |
| 15 | $10,530 | 6.250% | — | 28 | +$2,315 | |
| 16 | $10,684 | 6.375% | — | 8 | +$2,469 | |
| 17 | $10,802 | 6.250% | — | 9 | +$2,587 | |
| 18 | $11,398 | 6.625% | — | 7 | +$3,183 | |
| 19 | $11,854 | 6.312% | — | 6 | +$3,639 | |
| 20 | $12,698 | 6.120% | — | 10 | +$4,483 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Success Lending, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $285,000 | $335,000 | −$50,000 (−14.9%) |
| Median total closing costs | $8,215 | $7,127 | +$1,088 (+15.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.