Purchase Originations
2,640
Ranked #173 nationally
Median Total Costs
$14,070
+110.6% vs national ($6,680)
↑ $337 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$7,095
Median Lender Credits
$500
Cost Rank (500+ vol.)
#599
among lenders with 500+ originations
Denial Rate
3.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,598 | 6.750% | $10,213 | $5,871 |
| fha | 960 | 6.625% | $23,439 | $9,704 |
| va | 77 | 6.500% | $12,910 | $6,101 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 1,536 | 6.625% | $14,530 | #15 |
| Florida | 349 | 6.750% | $19,544 | #113 |
| New Jersey | 273 | 6.750% | $15,765 | #55 |
| Pennsylvania | 105 | 6.625% | $10,218 | #156 |
| North Carolina | 80 | 6.875% | $11,945 | #169 |
| Connecticut | 50 | 6.750% | $14,596 | #76 |
| Ohio | 45 | 6.875% | $6,557 | — |
| Maryland | 44 | 6.750% | $9,518 | — |
| Texas | 29 | 6.625% | $13,084 | — |
| Georgia | 22 | 6.625% | $12,828 | — |
| South Carolina | 21 | 6.750% | $7,484 | — |
| Virginia | 13 | 6.750% | $10,164 | — |
| Illinois | 11 | 6.990% | $11,999 | — |
| Massachusetts | 9 | 6.500% | $16,289 | — |
| Michigan | 9 | 6.500% | $11,863 | — |
| Delaware | 7 | 6.875% | $13,574 | — |
| Tennessee | 4 | 6.433% | $8,639 | — |
| Arizona | 3 | 6.625% | $7,550 | — |
| California | 3 | 6.250% | $17,579 | — |
| Colorado | 3 | 6.250% | $8,524 | — |
| Washington | 3 | 6.625% | $7,069 | — |
| Arkansas | 2 | 6.375% | $9,367 | — |
| District of Columbia | 2 | 6.438% | $20,734 | — |
| Indiana | 2 | 6.808% | $5,386 | — |
| Kansas | 2 | 6.495% | $8,440 | — |
| Kentucky | 2 | 6.870% | $4,794 | — |
| Nevada | 2 | 7.120% | $6,461 | — |
| Oklahoma | 2 | 6.625% | $5,478 | — |
| Alabama | 1 | 6.625% | $9,348 | — |
| Minnesota | 1 | 6.750% | $5,420 | — |
| New Mexico | 1 | 7.500% | $5,711 | — |
| Oregon | 1 | 7.250% | $11,082 | — |
| Wisconsin | 1 | 6.875% | $15,243 | — |
| West Virginia | 1 | 6.750% | $5,699 | — |
| Wyoming | 1 | 6.875% | $3,876 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,434 | 6.750% | — | 21 | −$7,636 | |
| 2 | $8,666 | 6.500% | — | 19 | −$5,404 | |
| 3 | $9,278 | 6.995% | — | 30 | −$4,792 | |
| 4 | $10,329 | 6.750% | — | 21 | −$3,741 | |
| 5 | $12,513 | 6.750% | — | 32 | −$1,557 | |
| 6 | $12,536 | 6.750% | — | 60 | −$1,534 | |
| 7 | $13,767 | 6.750% | — | 695 | −$303 | |
| 8 | $14,121 | 6.875% | — | 60 | +$51 | |
| 9 | $14,137 | 6.625% | — | 287 | +$67 | |
| 10 | $15,002 | 6.875% | — | 27 | +$932 | |
| 11 | $16,724 | 6.875% | — | 43 | +$2,654 | |
| 12 | $17,827 | 6.625% | — | 37 | +$3,757 | |
| 13 | $18,791 | 6.625% | — | 26 | +$4,721 | |
| 14 | $19,815 | 6.625% | — | 40 | +$5,745 | |
| 15 | $20,777 | 6.625% | — | 60 | +$6,707 | |
| 16 | $21,856 | 6.625% | — | 47 | +$7,786 | |
| 17 | $22,380 | 6.625% | — | 78 | +$8,310 | |
| 18 | $22,492 | 6.625% | — | 30 | +$8,422 | |
| 19 | $23,802 | 6.750% | — | 137 | +$9,732 | |
| 20 | $23,911 | 6.500% | — | 162 | +$9,841 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Nationwide Mortgage Bankers, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $505,000 | $335,000 | +$170,000 (+50.7%) |
| Median total closing costs | $14,070 | $7,127 | +$6,943 (+97.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.