MORTGAGE ACCESS CORP. closing costs and rates (2024)
In 2024, MORTGAGE ACCESS CORP. originated 1,267 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $7,158. That ranks #308 nationally by origination volume. For total closing costs among lenders with 500+ originations, MORTGAGE ACCESS CORP. ranks #379. That is $417 above the national median of $6,741. MORTGAGE ACCESS CORP. is most active in New Jersey with 437 originations there.
Purchase Originations
1,267
Ranked #308 nationally
Median Total Costs
$7,158
+6.2% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,300
Median Lender Credits
$945
Cost Rank (500+ vol.)
#379
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,063 | 6.875% | $6,867 | $3,504 |
| fha | 104 | 6.250% | $12,656 | $2,632 |
| va | 99 | 6.125% | $7,773 | $968 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 437 | 6.750% | $7,142 | #36 |
| Pennsylvania | 134 | 6.625% | $7,691 | #137 |
| Virginia | 81 | 6.750% | $6,640 | #142 |
| Texas | 73 | 6.875% | $9,700 | #312 |
| Maryland | 62 | 6.990% | $6,354 | #122 |
| Michigan | 37 | 6.990% | $5,420 | — |
| Ohio | 35 | 6.875% | $6,988 | — |
| New York | 31 | 6.625% | $7,499 | — |
| Tennessee | 30 | 6.688% | $10,144 | — |
| Alabama | 23 | 6.750% | $5,183 | — |
| Illinois | 23 | 6.875% | $7,598 | — |
| Indiana | 21 | 6.990% | $6,142 | — |
| Louisiana | 21 | 6.875% | $6,809 | — |
| North Carolina | 21 | 6.625% | $8,167 | — |
| South Carolina | 20 | 6.812% | $6,827 | — |
| Florida | 19 | 6.625% | $8,248 | — |
| Oklahoma | 19 | 6.990% | $5,466 | — |
| Georgia | 18 | 6.625% | $6,232 | — |
| Minnesota | 17 | 6.990% | $5,022 | — |
| Massachusetts | 16 | 6.562% | $8,902 | — |
| Kentucky | 15 | 7.125% | $5,954 | — |
| Idaho | 14 | 6.875% | $12,159 | — |
| Wisconsin | 12 | 6.308% | $6,782 | — |
| Colorado | 11 | 6.625% | $5,128 | — |
| Mississippi | 11 | 6.875% | $6,858 | — |
| California | 10 | 6.812% | $11,845 | — |
| Kansas | 10 | 6.558% | $7,720 | — |
| Delaware | 8 | 6.625% | $8,418 | — |
| Arkansas | 6 | 6.558% | $7,196 | — |
| Iowa | 6 | 6.808% | $4,384 | — |
| Connecticut | 5 | 6.990% | $9,363 | — |
| Washington | 5 | 6.625% | $6,845 | — |
| West Virginia | 5 | 6.125% | $6,035 | — |
| Alaska | 3 | 7.490% | $5,444 | — |
| New Mexico | 3 | 6.625% | $5,601 | — |
| Oregon | 2 | 6.625% | $15,671 | — |
| District of Columbia | 1 | 7.625% | $4,108 | — |
| Maine | 1 | 7.625% | $3,578 | — |
| North Dakota | 1 | 6.625% | $7,224 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,830 | 6.875% | — | 31 | −$1,328 | |
| 2 | $5,851 | 6.625% | — | 17 | −$1,307 | |
| 3 | $5,871 | 6.625% | — | 22 | −$1,287 | |
| 4 | $5,994 | 6.990% | — | 33 | −$1,164 | |
| 5 | $6,820 | 6.625% | — | 34 | −$338 | |
| 6 | $6,866 | 6.625% | — | 34 | −$292 | |
| 7 | $7,058 | 6.990% | — | 83 | −$100 | |
| 8 | $7,144 | 6.875% | — | 21 | −$14 | |
| 9 | $7,204 | 6.750% | — | 24 | +$46 | |
| 10 | $7,278 | 6.495% | — | 20 | +$120 | |
| 11 | $7,302 | 6.750% | — | 14 | +$144 | |
| 12 | $7,313 | 6.625% | — | 23 | +$155 | |
| 13 | $7,400 | 6.933% | — | 28 | +$242 | |
| 14 | $7,613 | 6.875% | — | 18 | +$455 | |
| 15 | $7,854 | 6.990% | — | 15 | +$696 | |
| 16 | $7,886 | 6.750% | — | 25 | +$728 | |
| 17 | $7,978 | 6.625% | — | 41 | +$820 | |
| 18 | $8,399 | 6.625% | — | 15 | +$1,241 | |
| 19 | $8,602 | 6.625% | — | 21 | +$1,444 | |
| 20 | $10,478 | 6.812% | — | 16 | +$3,320 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.