Purchase Originations
1,698
Ranked #259 nationally
Median Total Costs
$10,595
+58.6% vs national ($6,680)
↑ $443 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$2,276
Median Lender Credits
$1,200
Cost Rank (500+ vol.)
#559
among lenders with 500+ originations
Denial Rate
8.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| va | 761 | 6.250% | $8,595 | $2,064 |
| fha | 679 | 6.125% | $12,903 | $2,364 |
| conventional | 258 | 6.500% | $6,335 | $2,654 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 348 | 6.125% | $11,083 | #145 |
| Georgia | 215 | 6.250% | $10,209 | #98 |
| Virginia | 165 | 6.250% | $11,070 | #95 |
| Florida | 141 | 6.250% | $10,970 | #193 |
| California | 139 | 6.125% | $14,721 | #170 |
| Arizona | 100 | 6.125% | $11,979 | #104 |
| Colorado | 72 | 6.000% | $8,912 | #128 |
| North Carolina | 47 | 6.500% | $8,242 | — |
| South Carolina | 42 | 6.250% | $10,020 | — |
| Washington | 42 | 6.062% | $12,345 | — |
| Tennessee | 34 | 6.250% | $10,752 | — |
| Illinois | 33 | 6.250% | $10,116 | — |
| Nebraska | 29 | 6.375% | $5,524 | — |
| Maryland | 23 | 6.250% | $14,251 | — |
| New Jersey | 21 | 6.500% | $11,290 | — |
| Ohio | 21 | 6.250% | $9,610 | — |
| Oklahoma | 20 | 6.500% | $8,364 | — |
| Mississippi | 19 | 5.990% | $9,028 | — |
| Alaska | 18 | 6.125% | $11,782 | — |
| Nevada | 16 | 6.250% | $11,661 | — |
| Kansas | 14 | 6.125% | $10,055 | — |
| Pennsylvania | 14 | 6.250% | $10,605 | — |
| Wyoming | 14 | 6.500% | $7,189 | — |
| Alabama | 13 | 6.250% | $7,059 | — |
| Michigan | 13 | 6.250% | $9,418 | — |
| Indiana | 12 | 6.188% | $7,645 | — |
| Kentucky | 9 | 7.000% | $5,521 | — |
| Massachusetts | 9 | 5.750% | $13,619 | — |
| Oregon | 9 | 6.125% | $8,533 | — |
| Wisconsin | 9 | 6.500% | $3,160 | — |
| New Mexico | 8 | 5.870% | $11,638 | — |
| Louisiana | 6 | 6.750% | $5,117 | — |
| Minnesota | 6 | 6.562% | $8,628 | — |
| Arkansas | 5 | 6.625% | $4,848 | — |
| New Hampshire | 4 | 6.625% | $4,430 | — |
| South Dakota | 3 | 6.000% | $8,800 | — |
| Delaware | 2 | 6.438% | $10,161 | — |
| Connecticut | 1 | 6.000% | $10,871 | — |
| Iowa | 1 | 6.250% | $5,406 | — |
| Maine | 1 | 6.990% | $4,134 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,826 | 6.375% | — | 18 | −$5,769 | |
| 2 | $8,432 | 6.250% | — | 19 | −$2,163 | |
| 3 | $8,870 | 6.250% | — | 16 | −$1,725 | |
| 4 | $9,062 | 5.812% | — | 32 | −$1,533 | |
| 5 | $9,132 | 6.250% | — | 17 | −$1,463 | |
| 6 | $9,670 | 6.250% | — | 20 | −$925 | |
| 7 | $10,054 | 6.125% | — | 58 | −$541 | |
| 8 | $10,179 | 6.250% | — | 29 | −$416 | |
| 9 | $10,799 | 6.188% | — | 20 | +$204 | |
| 10 | $10,853 | 6.688% | — | 16 | +$258 | |
| 11 | $11,209 | 6.250% | — | 15 | +$614 | |
| 12 | $11,622 | 6.250% | — | 29 | +$1,027 | |
| 13 | $11,833 | 6.250% | — | 19 | +$1,238 | |
| 14 | $12,094 | 5.875% | — | 41 | +$1,499 | |
| 15 | $12,928 | 6.188% | — | 22 | +$2,333 | |
| 16 | $13,467 | 6.188% | — | 66 | +$2,872 | |
| 17 | $13,720 | 6.125% | — | 15 | +$3,125 | |
| 18 | $15,696 | 6.250% | — | 28 | +$5,101 | |
| 19 | $16,415 | 6.125% | — | 17 | +$5,820 | |
| 20 | $17,878 | 6.125% | — | 29 | +$7,283 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | LoanUnited.com, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $355,000 | $335,000 | +$20,000 (+6.0%) |
| Median total closing costs | $10,595 | $7,127 | +$3,468 (+48.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.