AMERICAN HERITAGE LENDING, LLC closing costs and rates (2024)
In 2024, AMERICAN HERITAGE LENDING, LLC originated 444 purchase mortgages at a median interest rate of 8.00% and median total closing costs of $14,261. That is $7,520 above the national median of $6,741. AMERICAN HERITAGE LENDING, LLC is most active in Florida with 125 originations there.
Purchase Originations
444
Median Total Costs
$14,261
+111.6% vs national ($6,741)
Median Rate
8.000%
+20.9% vs national (6.620%)
Median Origination
$10,520
Median Lender Credits
$1,398
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 444 | 8.000% | $14,261 | $10,520 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 125 | 8.000% | $15,613 | #221 |
| California | 59 | 7.875% | $18,959 | #248 |
| Texas | 48 | 8.500% | $13,015 | — |
| South Carolina | 22 | 8.000% | $12,420 | — |
| North Carolina | 21 | 9.125% | $11,595 | — |
| Colorado | 18 | 7.500% | $10,509 | — |
| Massachusetts | 18 | 7.750% | $15,642 | — |
| Georgia | 14 | 8.875% | $14,567 | — |
| Connecticut | 13 | 7.875% | $11,981 | — |
| Michigan | 11 | 8.875% | $7,808 | — |
| Arizona | 8 | 7.625% | $14,432 | — |
| Maryland | 8 | 8.438% | $13,433 | — |
| Oregon | 8 | 7.750% | $9,797 | — |
| Illinois | 6 | 9.188% | $10,174 | — |
| New Jersey | 6 | 7.562% | $18,905 | — |
| Tennessee | 6 | 8.312% | $15,838 | — |
| Idaho | 5 | 7.125% | $15,291 | — |
| Louisiana | 5 | 9.500% | $10,148 | — |
| Maine | 5 | 7.625% | $14,513 | — |
| New Mexico | 5 | 8.250% | $6,813 | — |
| Nevada | 5 | 9.500% | $16,352 | — |
| Washington | 5 | 7.625% | $17,244 | — |
| Ohio | 3 | 9.250% | $11,505 | — |
| Pennsylvania | 3 | 7.750% | $10,423 | — |
| Indiana | 2 | 8.058% | $5,032 | — |
| Minnesota | 2 | 8.188% | $9,069 | — |
| New Hampshire | 2 | 7.625% | $16,364 | — |
| Oklahoma | 2 | 8.812% | $8,583 | — |
| Virginia | 2 | 8.375% | $16,692 | — |
| Wisconsin | 2 | 7.688% | $10,164 | — |
| Arkansas | 1 | 9.375% | $12,512 | — |
| Kentucky | 1 | 9.250% | $8,239 | — |
| Missouri | 1 | 9.250% | $12,148 | — |
| Utah | 1 | 7.125% | $21,575 | — |
| Wyoming | 1 | 7.875% | $27,879 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $12,420 | 8.188% | — | 16 | −$1,841 | |
| 2 | $12,545 | 9.438% | — | 6 | −$1,716 | |
| 3 | $13,307 | 8.000% | — | 5 | −$954 | |
| 4 | $13,320 | 9.250% | — | 7 | −$941 | |
| 5 | $13,763 | 7.750% | — | 6 | −$498 | |
| 6 | $13,951 | 8.375% | — | 26 | −$310 | |
| 7 | $15,558 | 7.250% | — | 7 | +$1,297 | |
| 8 | $15,878 | 7.499% | — | 6 | +$1,617 | |
| 9 | $15,955 | 8.750% | — | 9 | +$1,694 | |
| 10 | $16,132 | 7.625% | — | 11 | +$1,871 | |
| 11 | $16,340 | 8.188% | — | 6 | +$2,079 | |
| 12 | $16,563 | 8.812% | — | 6 | +$2,302 | |
| 13 | $16,664 | 7.750% | — | 10 | +$2,403 | |
| 14 | $17,340 | 7.812% | — | 12 | +$3,079 | |
| 15 | $17,953 | 7.625% | — | 6 | +$3,692 | |
| 16 | $18,918 | 7.625% | — | 5 | +$4,657 | |
| 17 | $21,572 | 8.375% | — | 11 | +$7,311 | |
| 18 | $22,105 | 7.750% | — | 22 | +$7,844 | |
| 19 | $22,683 | 8.312% | — | 8 | +$8,422 | |
| 20 | $24,305 | 8.500% | — | 5 | +$10,044 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.