ADVANCIAL CREDIT UNION closing costs and rates (2024)
In 2024, ADVANCIAL CREDIT UNION originated 249 purchase mortgages at a median interest rate of 7.12% and median total closing costs of $10,000. That is $3,259 above the national median of $6,741. ADVANCIAL CREDIT UNION is most active in Texas with 50 originations there.
Purchase Originations
249
Median Total Costs
$10,000
+48.4% vs national ($6,741)
Median Rate
7.125%
+7.6% vs national (6.620%)
Median Origination
$4,820
Median Lender Credits
$363
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 249 | 7.125% | $10,000 | $4,820 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 50 | 6.875% | $8,717 | #353 |
| Florida | 28 | 7.562% | $11,029 | — |
| California | 24 | 7.250% | $19,500 | — |
| New York | 22 | 7.188% | $9,678 | — |
| New Jersey | 15 | 7.125% | $17,574 | — |
| Washington | 10 | 7.000% | $11,384 | — |
| Colorado | 8 | 7.438% | $7,342 | — |
| Louisiana | 7 | 6.375% | $4,598 | — |
| Pennsylvania | 7 | 7.125% | $10,000 | — |
| North Carolina | 6 | 7.625% | $8,853 | — |
| Missouri | 5 | 7.375% | $3,493 | — |
| New Hampshire | 5 | 7.625% | $10,474 | — |
| Ohio | 5 | 7.375% | $5,479 | — |
| South Carolina | 5 | 7.750% | $9,175 | — |
| Illinois | 4 | 7.000% | $13,349 | — |
| Massachusetts | 4 | 8.125% | $17,695 | — |
| Oregon | 4 | 7.875% | $6,670 | — |
| Virginia | 4 | 7.062% | $5,221 | — |
| Arizona | 3 | 7.000% | $28,369 | — |
| Connecticut | 3 | 7.500% | $13,584 | — |
| Georgia | 3 | 7.500% | $8,968 | — |
| Minnesota | 3 | 8.000% | $10,304 | — |
| Oklahoma | 3 | 6.500% | $4,561 | — |
| Idaho | 2 | 7.188% | $15,076 | — |
| Michigan | 2 | 7.125% | $16,907 | — |
| Nevada | 2 | 8.188% | $4,744 | — |
| Tennessee | 2 | 6.875% | $14,594 | — |
| Utah | 2 | 7.375% | $10,980 | — |
| Alaska | 1 | 7.375% | $7,704 | — |
| Arkansas | 1 | 7.250% | $9,003 | — |
| Delaware | 1 | 8.875% | $6,294 | — |
| Hawaii | 1 | 7.625% | $18,274 | — |
| Indiana | 1 | 6.375% | $8,322 | — |
| Kansas | 1 | 7.875% | $6,431 | — |
| Kentucky | 1 | 8.500% | $0 | — |
| Maryland | 1 | 7.500% | $14,218 | — |
| Mississippi | 1 | 6.625% | $9,000 | — |
| Montana | 1 | 7.500% | $8,934 | — |
| Wisconsin | 1 | 7.000% | $10,106 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,598 | 6.375% | — | 5 | −$5,402 | |
| 2 | $5,896 | 6.688% | — | 6 | −$4,104 | |
| 3 | $6,219 | 7.625% | — | 3 | −$3,781 | |
| 4 | $6,760 | 6.990% | — | 5 | −$3,240 | |
| 5 | $7,543 | 6.625% | — | 3 | −$2,457 | |
| 6 | $8,717 | 6.990% | — | 4 | −$1,283 | |
| 7 | $8,978 | 6.750% | — | 6 | −$1,022 | |
| 8 | $10,328 | 6.750% | — | 6 | +$328 | |
| 9 | $11,000 | 7.500% | — | 3 | +$1,000 | |
| 10 | $11,241 | 7.188% | — | 4 | +$1,241 | |
| 11 | $11,477 | 8.062% | — | 6 | +$1,477 | |
| 12 | $11,719 | 6.625% | — | 3 | +$1,719 | |
| 13 | $12,318 | 7.875% | — | 3 | +$2,318 | |
| 14 | $12,401 | 6.812% | — | 4 | +$2,401 | |
| 15 | $14,306 | 7.625% | — | 3 | +$4,306 | |
| 16 | $17,681 | 6.750% | — | 3 | +$7,681 | |
| 17 | $19,186 | 7.875% | — | 6 | +$9,186 | |
| 18 | $20,386 | 7.375% | — | 5 | +$10,386 | |
| 19 | $23,028 | 7.000% | — | 5 | +$13,028 | |
| 20 | $29,291 | 7.125% | — | 5 | +$19,291 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.