Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$3,666
median across reports
vs. National Average
43%
below national avg
Avg Origination Charge
$1,482
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $1,482 | $3,743 | 🟢 Below Avg |
| discount_points | $1,431 | $3,585 | 🟢 Below Avg |
| lender_credits | $818 | $1,150 | 🟢 Below Avg |
Got a Loan Estimate from Old National Bank? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 5,784 homebuyer-submitted Closing Disclosures, Old National Bank's median total closing costs are $3,666. This is about 43% below the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
Are Closing Costs Negotiable?
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What Are Junk Fees on a Mortgage?
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How to Read Your Closing Disclosure
Page-by-page walkthrough of the 5-page form.
Average Closing Costs by State
Benchmark your costs against the state average.
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Aggregates from Old National Bank's 2025 HMDA filings — actual closed-loan figures reported to federal regulators, compared against the national median across all lenders.
Purchase Originations
4,262
Ranked #113 nationally
Median Total Costs
$3,957
−40.8% vs national ($6,680)
Median Rate
6.375%
−1.8% vs national (6.490%)
Median Origination
$1,100
Median Lender Credits
$406
Cost Rank (500+ vol.)
#108
among lenders with 500+ originations
Denial Rate
8.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,895 | 6.375% | $3,829 | $1,100 |
| fha | 212 | 6.125% | $8,607 | $975 |
| va | 133 | 5.875% | $4,748 | $0 |
| usda | 22 | 6.250% | $5,580 | $1,087 |
| This lender | Indiana median | National median | |
|---|---|---|---|
| Total Closing Costs | $2,885 | $3,902 | $6,680 |
| Interest Rate | 6.375% | 6.620% | 6.490% |
| Originations in state | 903 | — | — |
Based on 2025 HMDA data. State and national medians cover all reporting lenders.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Old National Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $265,000 | $335,000 | −$70,000 (−20.9%) |
| Median total closing costs | $3,957 | $7,127 | −$3,170 (−44.5%) |
Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.
| 6.375% |
| $3,857 |
| #59 |
| North Dakota | 61 | 6.450% | $3,645 | #26 |
| Iowa | 29 | 6.250% | $3,028 | — |
| Texas | 25 | 6.125% | $6,024 | — |
| Florida | 23 | 6.500% | $5,747 | — |
| Missouri | 23 | 6.000% | $3,747 | — |
| Kansas | 19 | 5.750% | $6,274 | — |
| South Carolina | 13 | 6.000% | $4,490 | — |
| Virginia | 12 | 6.188% | $4,019 | — |
| Arizona | 11 | 6.500% | $8,661 | — |
| Pennsylvania | 11 | 6.250% | $5,227 | — |
| Alabama | 10 | 6.125% | $3,637 | — |
| Georgia | 10 | 6.375% | $3,891 | — |
| North Carolina | 9 | 6.500% | $4,372 | — |
| New Mexico | 8 | 5.938% | $5,950 | — |
| California | 7 | 6.125% | $6,918 | — |
| Colorado | 7 | 6.500% | $5,303 | — |
| Ohio | 7 | 6.625% | $3,923 | — |
| Arkansas | 6 | 5.875% | $3,392 | — |
| Utah | 6 | 6.062% | $3,904 | — |
| Louisiana | 4 | 5.562% | $5,993 | — |
| Nevada | 4 | 6.250% | $5,225 | — |
| Oklahoma | 4 | 5.812% | $9,213 | — |
| Washington | 4 | 6.250% | $4,473 | — |
| Delaware | 3 | 6.625% | $4,550 | — |
| Idaho | 3 | 5.875% | $11,097 | — |
| Maine | 3 | 6.625% | $3,145 | — |
| Nebraska | 3 | 6.500% | $4,513 | — |
| New Jersey | 3 | 6.750% | $6,226 | — |
| Oregon | 3 | 6.375% | $6,973 | — |
| South Dakota | 3 | 6.000% | $3,966 | — |
| West Virginia | 2 | 5.562% | $9,984 | — |
| Connecticut | 1 | 6.000% | $2,425 | — |
| District of Columbia | 1 | 6.000% | $5,495 | — |
| Massachusetts | 1 | 6.875% | $4,520 | — |
| Maryland | 1 | 5.750% | $7,456 | — |
| Mississippi | 1 | 6.625% | $5,379 | — |
| Montana | 1 | 6.250% | $7,100 | — |
| Rhode Island | 1 | 6.000% | $10,757 | — |