VILLAGE CAPITAL & INVESTMENT LLC closing costs and rates (2024)
In 2024, VILLAGE CAPITAL & INVESTMENT LLC originated 635 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $11,935. That ranks #548 nationally by origination volume. For total closing costs among lenders with 500+ originations, VILLAGE CAPITAL & INVESTMENT LLC ranks #593. That is $5,194 above the national median of $6,741. VILLAGE CAPITAL & INVESTMENT LLC is most active in Texas with 84 originations there.
Purchase Originations
635
Ranked #548 nationally
Median Total Costs
$11,935
+77.0% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$3,232
Median Lender Credits
$2,279
Cost Rank (500+ vol.)
#593
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 335 | 6.250% | $14,175 | $4,263 |
| va | 264 | 6.375% | $9,456 | $2,697 |
| usda | 20 | 6.312% | $8,498 | $2,040 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 84 | 5.995% | $12,427 | #293 |
| Florida | 74 | 6.375% | $13,136 | #273 |
| New Jersey | 61 | 6.250% | $23,048 | #134 |
| Colorado | 44 | 5.990% | $10,121 | — |
| Virginia | 35 | 6.250% | $11,005 | — |
| Georgia | 31 | 6.500% | $8,504 | — |
| Utah | 31 | 6.250% | $11,220 | — |
| California | 30 | 6.375% | $17,400 | — |
| Arizona | 24 | 7.120% | $8,487 | — |
| Kansas | 23 | 6.000% | $9,639 | — |
| North Carolina | 23 | 6.250% | $8,492 | — |
| Ohio | 16 | 6.562% | $8,379 | — |
| Washington | 15 | 6.375% | $11,873 | — |
| Alabama | 14 | 6.625% | $9,830 | — |
| Pennsylvania | 13 | 6.375% | $13,529 | — |
| Nevada | 11 | 6.500% | $11,514 | — |
| Michigan | 10 | 7.062% | $6,518 | — |
| New Mexico | 9 | 6.500% | $8,659 | — |
| Tennessee | 8 | 6.375% | $14,157 | — |
| Indiana | 7 | 6.625% | $6,519 | — |
| Kentucky | 7 | 6.500% | $7,374 | — |
| Missouri | 7 | 6.875% | $11,542 | — |
| Maryland | 6 | 6.058% | $14,836 | — |
| South Carolina | 6 | 6.375% | $14,321 | — |
| Illinois | 5 | 6.250% | $15,356 | — |
| Louisiana | 5 | 6.375% | $7,596 | — |
| Mississippi | 5 | 7.000% | $11,516 | — |
| Oregon | 5 | 6.375% | $22,337 | — |
| Massachusetts | 4 | 6.875% | $11,823 | — |
| Minnesota | 4 | 6.188% | $11,210 | — |
| Oklahoma | 3 | 5.750% | $20,263 | — |
| Hawaii | 2 | 6.812% | $17,363 | — |
| Iowa | 2 | 6.120% | $12,722 | — |
| Nebraska | 2 | 6.750% | $6,153 | — |
| Alaska | 1 | 6.375% | $23,153 | — |
| Arkansas | 1 | 6.000% | $4,957 | — |
| Delaware | 1 | 5.875% | $13,020 | — |
| Idaho | 1 | 6.500% | $20,437 | — |
| Maine | 1 | 8.250% | $5,634 | — |
| New Hampshire | 1 | 6.750% | $25,406 | — |
| South Dakota | 1 | 7.250% | $11,556 | — |
| Wisconsin | 1 | 6.875% | $5,580 | — |
| Wyoming | 1 | 5.750% | $17,181 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,313 | 8.000% | — | 11 | −$10,622 | |
| 2 | $7,882 | 6.438% | — | 6 | −$4,053 | |
| 3 | $7,961 | 5.875% | — | 9 | −$3,974 | |
| 4 | $9,107 | 6.750% | — | 9 | −$2,828 | |
| 5 | $9,639 | 5.875% | — | 19 | −$2,296 | |
| 6 | $10,028 | 6.000% | — | 28 | −$1,907 | |
| 7 | $11,269 | 6.375% | — | 7 | −$666 | |
| 8 | $11,512 | 6.250% | — | 9 | −$423 | |
| 9 | $11,744 | 6.500% | — | 7 | −$191 | |
| 10 | $12,196 | 5.625% | — | 13 | +$261 | |
| 11 | $12,829 | 5.995% | — | 8 | +$894 | |
| 12 | $12,854 | 5.625% | — | 9 | +$919 | |
| 13 | $14,920 | 5.875% | — | 12 | +$2,985 | |
| 14 | $15,076 | 6.500% | — | 7 | +$3,141 | |
| 15 | $17,501 | 5.875% | — | 7 | +$5,566 | |
| 16 | $17,732 | 6.375% | — | 9 | +$5,797 | |
| 17 | $21,123 | 6.375% | — | 7 | +$9,188 | |
| 18 | $23,240 | 6.125% | — | 17 | +$11,305 | |
| 19 | $24,089 | 6.375% | — | 9 | +$12,154 | |
| 20 | $25,740 | 6.125% | — | 11 | +$13,805 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.