Goldman Sachs Bank USA closing costs and rates (2024)
In 2024, Goldman Sachs Bank USA originated 256 purchase mortgages at a median interest rate of 6.30% and median total closing costs of $7,510. That is $769 above the national median of $6,741. Goldman Sachs Bank USA is most active in California with 43 originations there.
Purchase Originations
256
Median Total Costs
$7,510
+11.4% vs national ($6,741)
Median Rate
6.300%
−4.8% vs national (6.620%)
Median Origination
$0
Median Lender Credits
—
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 256 | 6.300% | $7,510 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 43 | 6.250% | $10,677 | — |
| Texas | 42 | 6.350% | $10,024 | — |
| Florida | 25 | 6.150% | $10,234 | — |
| Illinois | 23 | 6.400% | $6,746 | — |
| New York | 20 | 6.325% | $7,957 | — |
| Massachusetts | 14 | 6.325% | $6,347 | — |
| Washington | 8 | 6.325% | $5,886 | — |
| Arizona | 7 | 6.250% | $10,385 | — |
| North Carolina | 7 | 6.300% | $4,631 | — |
| New Jersey | 7 | 6.400% | $7,296 | — |
| Georgia | 5 | 6.400% | $7,270 | — |
| Pennsylvania | 5 | 6.300% | $6,643 | — |
| Virginia | 5 | 6.350% | $5,856 | — |
| Wisconsin | 5 | 6.350% | $2,431 | — |
| Colorado | 4 | 6.450% | $3,481 | — |
| District of Columbia | 4 | 6.300% | $15,092 | — |
| Maryland | 4 | 6.000% | $6,723 | — |
| Michigan | 3 | 6.550% | $4,016 | — |
| Tennessee | 3 | 6.650% | $2,031 | — |
| Utah | 3 | 6.000% | $3,660 | — |
| Wyoming | 3 | 5.800% | $8,483 | — |
| Iowa | 2 | 6.775% | $2,007 | — |
| Minnesota | 2 | 5.950% | $4,353 | — |
| Nevada | 2 | 6.300% | $8,250 | — |
| Ohio | 2 | 6.025% | $3,979 | — |
| South Carolina | 2 | 6.175% | $8,706 | — |
| Connecticut | 1 | 6.550% | $4,172 | — |
| Idaho | 1 | 5.550% | $7,237 | — |
| Indiana | 1 | 5.800% | $2,463 | — |
| Louisiana | 1 | 6.700% | $5,609 | — |
| Oklahoma | 1 | 6.200% | $4,544 | — |
| Oregon | 1 | 6.050% | $24,319 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,851 | 6.500% | — | 3 | −$4,659 | |
| 2 | $4,206 | 6.250% | — | 11 | −$3,304 | |
| 3 | $5,886 | 6.325% | — | 8 | −$1,624 | |
| 4 | $6,224 | 5.900% | — | 5 | −$1,286 | |
| 5 | $6,765 | 6.375% | — | 20 | −$745 | |
| 6 | $7,145 | 6.300% | — | 5 | −$365 | |
| 7 | $7,841 | 6.500% | — | 5 | +$331 | |
| 8 | $7,859 | 6.325% | — | 4 | +$349 | |
| 9 | $9,178 | 6.150% | — | 9 | +$1,668 | |
| 10 | $9,359 | 6.300% | — | 4 | +$1,849 | |
| 11 | $9,707 | 6.400% | — | 17 | +$2,197 | |
| 12 | $10,221 | 6.300% | — | 4 | +$2,711 | |
| 13 | $10,385 | 6.100% | — | 5 | +$2,875 | |
| 14 | $11,153 | 6.350% | — | 6 | +$3,643 | |
| 15 | $11,253 | 6.639% | — | 4 | +$3,743 | |
| 16 | $11,510 | 6.150% | — | 6 | +$4,000 | |
| 17 | $14,229 | 6.125% | — | 16 | +$6,719 | |
| 18 | $14,790 | 6.250% | — | 3 | +$7,280 | |
| 19 | $15,092 | 6.300% | — | 4 | +$7,582 | |
| 20 | $16,890 | 6.300% | — | 4 | +$9,380 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.