TOP FLITE FINANCIAL, INC. closing costs and rates (2024)
In 2024, TOP FLITE FINANCIAL, INC. originated 755 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $9,136. That ranks #478 nationally by origination volume. For total closing costs among lenders with 500+ originations, TOP FLITE FINANCIAL, INC. ranks #510. That is $2,395 above the national median of $6,741. TOP FLITE FINANCIAL, INC. is most active in Florida with 178 originations there.
Purchase Originations
755
Ranked #478 nationally
Median Total Costs
$9,136
+35.5% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$4,708
Median Lender Credits
$175
Cost Rank (500+ vol.)
#510
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 361 | 6.750% | $11,181 | $5,907 |
| conventional | 303 | 6.875% | $6,385 | $3,371 |
| va | 69 | 6.750% | $8,912 | $4,795 |
| usda | 22 | 6.812% | $6,546 | $3,065 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 178 | 6.750% | $8,190 | #181 |
| Michigan | 117 | 6.750% | $7,881 | #102 |
| Ohio | 48 | 6.990% | $8,332 | — |
| Nevada | 42 | 6.750% | $11,158 | — |
| North Carolina | 40 | 7.062% | $10,705 | — |
| Kentucky | 38 | 6.875% | $9,172 | — |
| Indiana | 33 | 6.990% | $9,866 | — |
| Arizona | 26 | 6.990% | $9,221 | — |
| Georgia | 25 | 7.000% | $10,438 | — |
| Tennessee | 23 | 6.625% | $7,990 | — |
| South Carolina | 18 | 7.058% | $7,882 | — |
| California | 14 | 7.000% | $15,027 | — |
| Pennsylvania | 14 | 6.938% | $12,569 | — |
| Arkansas | 13 | 6.750% | $10,055 | — |
| Colorado | 13 | 7.000% | $9,991 | — |
| Missouri | 13 | 6.990% | $10,106 | — |
| Alabama | 12 | 7.125% | $9,726 | — |
| Illinois | 12 | 7.062% | $5,356 | — |
| Minnesota | 8 | 6.750% | $11,939 | — |
| Kansas | 7 | 6.750% | $10,184 | — |
| Oklahoma | 7 | 6.250% | $7,997 | — |
| Massachusetts | 6 | 6.938% | $17,759 | — |
| Utah | 6 | 6.812% | $10,471 | — |
| Washington | 6 | 6.688% | $18,400 | — |
| Wisconsin | 6 | 7.125% | $14,142 | — |
| Connecticut | 5 | 6.750% | $15,358 | — |
| Maryland | 5 | 6.750% | $25,754 | — |
| Oregon | 5 | 6.750% | $24,655 | — |
| Virginia | 5 | 6.750% | $13,366 | — |
| Louisiana | 4 | 7.000% | $13,264 | — |
| Iowa | 2 | 7.000% | $5,181 | — |
| Idaho | 2 | 6.557% | $19,748 | — |
| New Mexico | 1 | 6.990% | $12,954 | — |
| Texas | 1 | 6.490% | $3,651 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,067 | 6.688% | — | 6 | −$5,069 | |
| 2 | $4,683 | 6.750% | — | 10 | −$4,453 | |
| 3 | $5,814 | 6.625% | — | 7 | −$3,322 | |
| 4 | $5,981 | 6.933% | — | 6 | −$3,155 | |
| 5 | $6,508 | 6.875% | — | 17 | −$2,628 | |
| 6 | $6,732 | 7.125% | — | 7 | −$2,404 | |
| 7 | $6,867 | 6.625% | — | 54 | −$2,269 | |
| 8 | $7,397 | 5.990% | — | 5 | −$1,739 | |
| 9 | $7,595 | 6.990% | — | 13 | −$1,541 | |
| 10 | $7,700 | 6.750% | — | 9 | −$1,436 | |
| 11 | $7,882 | 6.875% | — | 15 | −$1,254 | |
| 12 | $7,930 | 6.875% | — | 17 | −$1,206 | |
| 13 | $8,303 | 6.750% | — | 22 | −$833 | |
| 14 | $8,629 | 6.870% | — | 12 | −$507 | |
| 15 | $8,768 | 6.812% | — | 8 | −$368 | |
| 16 | $9,084 | 6.624% | — | 19 | −$52 | |
| 17 | $9,165 | 7.250% | — | 7 | +$29 | |
| 18 | $11,158 | 6.750% | — | 40 | +$2,022 | |
| 19 | $11,621 | 6.624% | — | 11 | +$2,485 | |
| 20 | $12,273 | 6.562% | — | 12 | +$3,137 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.