Purchase Originations
1,170
Ranked #334 nationally
Median Total Costs
$9,351
+40.0% vs national ($6,680)
↑ $551 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$3,628
Median Lender Credits
$3,242
Cost Rank (500+ vol.)
#519
among lenders with 500+ originations
Denial Rate
10.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 832 | 6.750% | $8,101 | $3,808 |
| fha | 270 | 6.250% | $15,390 | $4,426 |
| va | 66 | 6.250% | $6,974 | $1,169 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 579 | 6.750% | $8,110 | #42 |
| Connecticut | 219 | 6.375% | $9,434 | #28 |
| New Jersey | 126 | 6.625% | $11,760 | #90 |
| Florida | 66 | 6.625% | $10,395 | #286 |
| Massachusetts | 43 | 6.500% | $11,561 | — |
| Illinois | 29 | 6.250% | $12,630 | — |
| Pennsylvania | 15 | 6.750% | $7,375 | — |
| Maryland | 14 | 7.188% | $9,066 | — |
| Vermont | 11 | 6.375% | $6,880 | — |
| California | 9 | 6.500% | $14,984 | — |
| Texas | 9 | 6.250% | $10,303 | — |
| South Carolina | 8 | 6.125% | $13,024 | — |
| Arizona | 5 | 5.990% | $20,456 | — |
| Georgia | 4 | 6.250% | $13,220 | — |
| New Hampshire | 4 | 6.625% | $4,371 | — |
| Virginia | 4 | 6.500% | $12,957 | — |
| North Carolina | 3 | 7.125% | $13,175 | — |
| Ohio | 3 | 7.125% | $8,270 | — |
| Washington | 3 | 7.000% | $9,910 | — |
| Alabama | 2 | 6.938% | $9,030 | — |
| Colorado | 2 | 6.812% | $9,670 | — |
| District of Columbia | 2 | 6.812% | $37,907 | — |
| Indiana | 2 | 6.750% | $6,352 | — |
| Delaware | 1 | 5.875% | $1,949 | — |
| Kentucky | 1 | 5.750% | $6,326 | — |
| Louisiana | 1 | 7.250% | $750 | — |
| Maine | 1 | 6.625% | $5,248 | — |
| Michigan | 1 | 6.750% | $4,036 | — |
| Rhode Island | 1 | 6.750% | $5,341 | — |
| Tennessee | 1 | 7.625% | $18,185 | — |
| West Virginia | 1 | 6.000% | $17,452 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,738 | 6.625% | — | 23 | −$3,613 | |
| 2 | $6,971 | 6.750% | — | 21 | −$2,380 | |
| 3 | $7,245 | 6.750% | — | 162 | −$2,106 | |
| 4 | $7,896 | 6.625% | — | 32 | −$1,455 | |
| 5 | $7,932 | 6.875% | — | 180 | −$1,419 | |
| 6 | $8,302 | 6.625% | — | 55 | −$1,049 | |
| 7 | $9,109 | 6.500% | — | 11 | −$242 | |
| 8 | $9,221 | 6.250% | — | 13 | −$130 | |
| 9 | $9,379 | 6.375% | — | 81 | +$28 | |
| 10 | $9,454 | 6.375% | — | 42 | +$103 | |
| 11 | $10,204 | 6.625% | — | 31 | +$853 | |
| 12 | $10,345 | 6.375% | — | 35 | +$994 | |
| 13 | $10,963 | 6.875% | — | 13 | +$1,612 | |
| 14 | $12,103 | 6.250% | — | 30 | +$2,752 | |
| 15 | $12,740 | 6.250% | — | 25 | +$3,389 | |
| 16 | $13,178 | 6.625% | — | 24 | +$3,827 | |
| 17 | $16,709 | 6.250% | — | 33 | +$7,358 | |
| 18 | $17,268 | 6.058% | — | 12 | +$7,917 | |
| 19 | $18,342 | 6.250% | — | 27 | +$8,991 | |
| 20 | $22,528 | 6.562% | — | 14 | +$13,177 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Norwich Commercial Group, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $475,000 | $335,000 | +$140,000 (+41.8%) |
| Median total closing costs | $9,351 | $7,127 | +$2,224 (+31.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.