Purchase Originations
2,000
Ranked #223 nationally
Median Total Costs
$8,838
+32.3% vs national ($6,680)
↓ $16 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$3,503
Median Lender Credits
$752
Cost Rank (500+ vol.)
#492
among lenders with 500+ originations
Denial Rate
2.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 972 | 6.875% | $6,266 | $3,115 |
| fha | 793 | 6.500% | $12,717 | $4,306 |
| va | 190 | 6.250% | $8,310 | $2,109 |
| usda | 45 | 5.875% | $6,704 | $2,834 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arizona | 490 | 6.750% | $8,957 | #39 |
| California | 404 | 6.500% | $11,254 | #93 |
| Nebraska | 235 | 6.625% | $7,136 | #23 |
| Nevada | 214 | 7.250% | $14,428 | #38 |
| Alabama | 185 | 6.250% | $7,011 | #58 |
| Virginia | 158 | 6.250% | $7,922 | #99 |
| Colorado | 111 | 6.500% | $4,655 | #102 |
| Florida | 42 | 6.750% | $8,459 | — |
| Texas | 37 | 6.250% | $9,842 | — |
| Utah | 25 | 6.624% | $7,245 | — |
| Maryland | 19 | 6.500% | $6,849 | — |
| North Carolina | 13 | 6.750% | $4,184 | — |
| Oregon | 13 | 6.990% | $9,452 | — |
| Washington | 9 | 6.750% | $5,360 | — |
| Georgia | 8 | 6.433% | $8,984 | — |
| Iowa | 7 | 6.625% | $6,995 | — |
| New Mexico | 7 | 6.625% | $8,727 | — |
| Idaho | 3 | 6.500% | $7,715 | — |
| Illinois | 3 | 7.125% | $7,684 | — |
| Michigan | 2 | 7.182% | $3,933 | — |
| Mississippi | 2 | 6.750% | $7,568 | — |
| Oklahoma | 2 | 6.750% | $8,751 | — |
| Pennsylvania | 2 | 6.188% | $8,551 | — |
| Arkansas | 1 | 6.000% | $8,426 | — |
| Indiana | 1 | 7.375% | $3,182 | — |
| Kansas | 1 | 5.500% | $22,812 | — |
| Louisiana | 1 | 6.750% | $5,202 | — |
| Montana | 1 | 6.990% | $22,949 | — |
| New Jersey | 1 | 6.490% | $11,738 | — |
| Ohio | 1 | 7.500% | $16,652 | — |
| Tennessee | 1 | 6.250% | $6,736 | — |
| Wisconsin | 1 | 5.490% | $10,475 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,129 | 6.495% | — | 28 | −$4,709 | |
| 2 | $4,148 | 6.500% | — | 31 | −$4,690 | |
| 3 | $4,518 | 6.495% | — | 28 | −$4,320 | |
| 4 | $5,459 | 6.625% | — | 77 | −$3,379 | |
| 5 | $6,604 | 6.688% | — | 16 | −$2,234 | |
| 6 | $6,969 | 5.995% | — | 84 | −$1,869 | |
| 7 | $7,031 | 5.750% | — | 15 | −$1,807 | |
| 8 | $7,370 | 6.625% | — | 30 | −$1,468 | |
| 9 | $7,470 | 6.624% | — | 16 | −$1,368 | |
| 10 | $8,523 | 6.625% | — | 24 | −$315 | |
| 11 | $8,681 | 6.750% | — | 184 | −$157 | |
| 12 | $8,807 | 6.625% | — | 36 | −$31 | |
| 13 | $8,920 | 6.688% | — | 40 | +$82 | |
| 14 | $8,928 | 6.375% | — | 25 | +$90 | |
| 15 | $9,357 | 6.562% | — | 186 | +$519 | |
| 16 | $9,383 | 6.750% | — | 47 | +$545 | |
| 17 | $9,586 | 6.490% | — | 31 | +$748 | |
| 18 | $10,256 | 5.990% | — | 16 | +$1,418 | |
| 19 | $11,536 | 6.500% | — | 316 | +$2,698 | |
| 20 | $14,444 | 7.250% | — | 209 | +$5,606 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Moria Development, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $345,000 | $335,000 | +$10,000 (+3.0%) |
| Median total closing costs | $8,838 | $7,127 | +$1,711 (+24.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.