Genisys Credit Union closing costs and rates (2024)
In 2024, Genisys Credit Union originated 529 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,351. That ranks #614 nationally by origination volume. For total closing costs among lenders with 500+ originations, Genisys Credit Union ranks #69. That is $3,390 below the national median of $6,741. Genisys Credit Union is most active in Michigan with 477 originations there.
Purchase Originations
529
Ranked #614 nationally
Median Total Costs
$3,351
−50.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$850
Median Lender Credits
$50
Cost Rank (500+ vol.)
#69
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 529 | 6.500% | $3,351 | $850 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 477 | 6.625% | $3,310 | #37 |
| Minnesota | 20 | 6.500% | $3,738 | — |
| Florida | 7 | 6.375% | $4,801 | — |
| New Jersey | 6 | 6.062% | $5,759 | — |
| Ohio | 3 | 6.750% | $3,758 | — |
| California | 2 | 5.812% | $5,649 | — |
| Pennsylvania | 2 | 5.812% | $4,634 | — |
| South Carolina | 2 | 6.625% | $4,332 | — |
| Colorado | 1 | 6.500% | $3,984 | — |
| Illinois | 1 | 6.250% | $4,703 | — |
| Indiana | 1 | 7.000% | $3,422 | — |
| Kentucky | 1 | 6.375% | $2,597 | — |
| Mississippi | 1 | 7.125% | $2,880 | — |
| North Carolina | 1 | 6.625% | $5,015 | — |
| Oklahoma | 1 | 6.625% | $4,955 | — |
| Oregon | 1 | 6.000% | $5,026 | — |
| Tennessee | 1 | 6.125% | $4,533 | — |
| Virginia | 1 | 5.750% | $4,359 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,083 | 6.500% | — | 3 | −$1,268 | |
| 2 | $2,884 | 6.250% | — | 3 | −$467 | |
| 3 | $3,069 | 6.188% | — | 2 | −$282 | |
| 4 | $3,109 | 6.625% | — | 54 | −$242 | |
| 5 | $3,117 | 6.875% | — | 4 | −$234 | |
| 6 | $3,132 | 6.875% | — | 6 | −$219 | |
| 7 | $3,163 | 6.625% | — | 3 | −$188 | |
| 8 | $3,189 | 6.625% | — | 27 | −$162 | |
| 9 | $3,212 | 6.500% | — | 24 | −$139 | |
| 10 | $3,289 | 6.875% | — | 3 | −$62 | |
| 11 | $3,292 | 6.625% | — | 11 | −$59 | |
| 12 | $3,357 | 6.375% | — | 200 | +$6 | |
| 13 | $3,365 | 6.688% | — | 2 | +$14 | |
| 14 | $3,375 | 6.625% | — | 80 | +$24 | |
| 15 | $3,406 | 6.625% | — | 10 | +$55 | |
| 16 | $3,455 | 6.750% | — | 21 | +$104 | |
| 17 | $3,619 | 6.750% | — | 3 | +$268 | |
| 18 | $3,793 | 6.625% | — | 4 | +$442 | |
| 19 | $3,876 | 6.312% | — | 4 | +$525 | |
| 20 | $5,949 | 5.625% | — | 3 | +$2,598 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.