CITY FIRST MORTGAGE SERVICES, L.L.C. closing costs and rates (2024)
In 2024, CITY FIRST MORTGAGE SERVICES, L.L.C. originated 1,135 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,282. That ranks #341 nationally by origination volume. For total closing costs among lenders with 500+ originations, CITY FIRST MORTGAGE SERVICES, L.L.C. ranks #519. That is $2,541 above the national median of $6,741. CITY FIRST MORTGAGE SERVICES, L.L.C. is most active in Texas with 226 originations there.
Purchase Originations
1,135
Ranked #341 nationally
Median Total Costs
$9,282
+37.7% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,837
Median Lender Credits
$150
Cost Rank (500+ vol.)
#519
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 585 | 6.875% | $7,140 | $4,040 |
| fha | 351 | 6.625% | $13,170 | $4,381 |
| va | 183 | 6.500% | $8,407 | $695 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 226 | 6.750% | $11,015 | #183 |
| California | 144 | 6.625% | $8,176 | #170 |
| North Carolina | 123 | 6.625% | $7,484 | #134 |
| Arizona | 104 | 6.562% | $11,585 | #94 |
| Georgia | 77 | 6.750% | $9,865 | #160 |
| Virginia | 69 | 6.750% | $8,492 | #150 |
| South Carolina | 60 | 6.625% | $8,329 | #148 |
| Florida | 58 | 6.750% | $10,386 | #307 |
| Minnesota | 43 | 6.875% | $8,288 | — |
| Missouri | 43 | 6.625% | $7,397 | — |
| Hawaii | 22 | 6.750% | $12,057 | — |
| Kentucky | 22 | 6.990% | $5,773 | — |
| Utah | 17 | 6.625% | $9,256 | — |
| New Jersey | 13 | 6.750% | $12,461 | — |
| Nevada | 13 | 6.750% | $7,601 | — |
| Oregon | 13 | 6.625% | $8,091 | — |
| Indiana | 10 | 6.750% | $4,069 | — |
| Michigan | 9 | 6.750% | $5,936 | — |
| Alaska | 8 | 6.000% | $11,331 | — |
| Colorado | 7 | 6.625% | $5,293 | — |
| Iowa | 7 | 7.000% | $6,938 | — |
| Idaho | 6 | 6.562% | $11,784 | — |
| Ohio | 6 | 6.750% | $6,315 | — |
| Maryland | 5 | 6.750% | $6,204 | — |
| Oklahoma | 5 | 6.750% | $4,901 | — |
| Alabama | 4 | 6.375% | $14,090 | — |
| Washington | 4 | 6.375% | $6,756 | — |
| Montana | 3 | 5.750% | $9,390 | — |
| Pennsylvania | 3 | 6.625% | $8,216 | — |
| Tennessee | 3 | 6.125% | $14,183 | — |
| Wisconsin | 3 | 6.875% | $4,019 | — |
| Illinois | 2 | 6.562% | $8,478 | — |
| Arkansas | 1 | 7.875% | $2,373 | — |
| Mississippi | 1 | 6.625% | $4,064 | — |
| New Mexico | 1 | 7.625% | $4,507 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,657 | 6.625% | — | 58 | −$2,625 | |
| 2 | $6,911 | 6.625% | — | 78 | −$2,371 | |
| 3 | $7,733 | 6.750% | — | 12 | −$1,549 | |
| 4 | $7,829 | 6.625% | — | 10 | −$1,453 | |
| 5 | $7,886 | 6.750% | — | 19 | −$1,396 | |
| 6 | $7,888 | 6.990% | — | 10 | −$1,394 | |
| 7 | $8,116 | 6.812% | — | 30 | −$1,166 | |
| 8 | $8,477 | 6.625% | — | 26 | −$805 | |
| 9 | $9,017 | 6.624% | — | 14 | −$265 | |
| 10 | $9,018 | 6.625% | — | 13 | −$264 | |
| 11 | $9,704 | 6.750% | — | 12 | +$422 | |
| 12 | $11,204 | 6.250% | — | 24 | +$1,922 | |
| 13 | $11,592 | 6.500% | — | 14 | +$2,310 | |
| 14 | $11,605 | 6.750% | — | 50 | +$2,323 | |
| 15 | $12,023 | 6.625% | — | 77 | +$2,741 | |
| 16 | $12,040 | 6.562% | — | 14 | +$2,758 | |
| 17 | $12,057 | 6.750% | — | 22 | +$2,775 | |
| 18 | $12,281 | 6.875% | — | 16 | +$2,999 | |
| 19 | $13,304 | 6.750% | — | 11 | +$4,022 | |
| 20 | $15,298 | 6.688% | — | 12 | +$6,016 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.