CHAMPIONS FUNDING, LLC closing costs and rates (2024)
In 2024, CHAMPIONS FUNDING, LLC originated 1,383 purchase mortgages at a median interest rate of 9.00% and median total closing costs of $16,532. That ranks #291 nationally by origination volume. For total closing costs among lenders with 500+ originations, CHAMPIONS FUNDING, LLC ranks #632. That is $9,791 above the national median of $6,741. CHAMPIONS FUNDING, LLC is most active in Florida with 358 originations there.
Purchase Originations
1,383
Ranked #291 nationally
Median Total Costs
$16,532
+145.3% vs national ($6,741)
Median Rate
9.000%
+36.0% vs national (6.620%)
Median Origination
$12,720
Median Lender Credits
$175
Cost Rank (500+ vol.)
#632
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,383 | 9.000% | $16,532 | $12,720 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 358 | 9.125% | $16,111 | #112 |
| California | 264 | 8.999% | $21,316 | #126 |
| Texas | 157 | 9.000% | $15,691 | #222 |
| New Jersey | 104 | 9.125% | $18,618 | #105 |
| Georgia | 62 | 8.937% | $14,934 | #176 |
| South Carolina | 56 | 9.375% | $12,904 | #156 |
| Tennessee | 46 | 9.438% | $14,916 | — |
| Arizona | 45 | 8.999% | $18,317 | — |
| North Carolina | 44 | 8.937% | $16,061 | — |
| Colorado | 42 | 8.999% | $20,347 | — |
| Michigan | 31 | 9.500% | $12,404 | — |
| Illinois | 30 | 9.000% | $13,737 | — |
| Virginia | 20 | 8.812% | $16,542 | — |
| Connecticut | 16 | 9.438% | $14,029 | — |
| Ohio | 16 | 9.250% | $13,251 | — |
| Hawaii | 14 | 9.375% | $34,633 | — |
| Idaho | 12 | 8.875% | $20,792 | — |
| Oregon | 9 | 8.875% | $22,690 | — |
| Washington | 8 | 7.438% | $17,315 | — |
| Utah | 7 | 9.125% | $17,250 | — |
| Indiana | 6 | 9.750% | $13,254 | — |
| Maryland | 6 | 9.250% | $13,344 | — |
| Nevada | 6 | 7.438% | $12,612 | — |
| Oklahoma | 5 | 9.500% | $13,297 | — |
| Delaware | 4 | 9.375% | $15,629 | — |
| Iowa | 4 | 9.312% | $12,313 | — |
| Minnesota | 3 | 9.500% | $16,172 | — |
| Rhode Island | 3 | 9.125% | $16,239 | — |
| Montana | 2 | 8.875% | $16,039 | — |
| Wisconsin | 2 | 7.938% | $8,909 | — |
| Pennsylvania | 1 | 10.250% | $12,637 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $11,483 | 9.062% | — | 16 | −$5,049 | |
| 2 | $12,295 | 9.062% | — | 14 | −$4,237 | |
| 3 | $12,758 | 9.375% | — | 25 | −$3,774 | |
| 4 | $14,136 | 9.000% | — | 18 | −$2,396 | |
| 5 | $14,292 | 8.875% | — | 15 | −$2,240 | |
| 6 | $14,934 | 9.250% | — | 15 | −$1,598 | |
| 7 | $15,105 | 8.999% | — | 43 | −$1,427 | |
| 8 | $15,534 | 8.750% | — | 15 | −$998 | |
| 9 | $17,761 | 9.250% | — | 43 | +$1,229 | |
| 10 | $18,441 | 8.937% | — | 28 | +$1,909 | |
| 11 | $18,588 | 8.999% | — | 32 | +$2,056 | |
| 12 | $18,622 | 9.375% | — | 27 | +$2,090 | |
| 13 | $18,855 | 8.937% | — | 30 | +$2,323 | |
| 14 | $21,122 | 8.000% | — | 29 | +$4,590 | |
| 15 | $21,212 | 8.938% | — | 14 | +$4,680 | |
| 16 | $21,540 | 9.500% | — | 13 | +$5,008 | |
| 17 | $22,987 | 9.125% | — | 16 | +$6,455 | |
| 18 | $24,264 | 8.875% | — | 16 | +$7,732 | |
| 19 | $27,985 | 8.750% | — | 60 | +$11,453 | |
| 20 | $29,935 | 9.000% | — | 26 | +$13,403 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.