AMERITRUST MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, AMERITRUST MORTGAGE CORPORATION originated 837 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $14,810. That ranks #424 nationally by origination volume. For total closing costs among lenders with 500+ originations, AMERITRUST MORTGAGE CORPORATION ranks #623. That is $8,069 above the national median of $6,741. AMERITRUST MORTGAGE CORPORATION is most active in California with 453 originations there.
Purchase Originations
837
Ranked #424 nationally
Median Total Costs
$14,810
+119.7% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$7,404
Median Lender Credits
$632
Cost Rank (500+ vol.)
#623
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 460 | 7.250% | $12,331 | $7,563 |
| fha | 353 | 6.750% | $18,149 | $7,539 |
| va | 22 | 6.750% | $8,393 | $3,810 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 453 | 6.990% | $14,278 | #78 |
| Florida | 171 | 6.750% | $18,819 | #188 |
| Louisiana | 49 | 7.000% | $13,814 | — |
| Texas | 29 | 7.250% | $14,266 | — |
| Georgia | 24 | 7.500% | $15,926 | — |
| Maryland | 16 | 8.250% | $8,579 | — |
| Arizona | 9 | 6.750% | $15,026 | — |
| North Carolina | 9 | 7.000% | $5,827 | — |
| Nevada | 9 | 6.500% | $13,156 | — |
| New Jersey | 8 | 7.370% | $14,361 | — |
| Michigan | 7 | 7.750% | $11,622 | — |
| South Carolina | 7 | 7.125% | $14,713 | — |
| Pennsylvania | 6 | 6.933% | $16,031 | — |
| Mississippi | 5 | 7.500% | $10,566 | — |
| Tennessee | 5 | 7.500% | $7,362 | — |
| Arkansas | 4 | 6.625% | $10,597 | — |
| Colorado | 4 | 8.370% | $27,372 | — |
| Illinois | 4 | 6.500% | $12,763 | — |
| Washington | 4 | 7.062% | $15,487 | — |
| Alabama | 3 | 7.250% | $10,070 | — |
| Wisconsin | 3 | 7.875% | $14,810 | — |
| Idaho | 2 | 6.683% | $13,228 | — |
| Minnesota | 2 | 6.438% | $11,105 | — |
| Ohio | 1 | 5.750% | $10,879 | — |
| Oklahoma | 1 | 6.000% | $7,077 | — |
| Oregon | 1 | 6.250% | $10,420 | — |
| Utah | 1 | 9.750% | $13,951 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,185 | 6.990% | — | 11 | −$8,625 | |
| 2 | $6,800 | 6.562% | — | 10 | −$8,010 | |
| 3 | $7,674 | 6.625% | — | 19 | −$7,136 | |
| 4 | $8,270 | 6.625% | — | 47 | −$6,540 | |
| 5 | $8,593 | 8.250% | — | 13 | −$6,217 | |
| 6 | $11,895 | 6.875% | — | 34 | −$2,915 | |
| 7 | $13,156 | 6.500% | — | 9 | −$1,654 | |
| 8 | $13,408 | 7.250% | — | 9 | −$1,402 | |
| 9 | $13,814 | 7.000% | — | 21 | −$996 | |
| 10 | $15,160 | 6.875% | — | 9 | +$350 | |
| 11 | $15,372 | 6.812% | — | 20 | +$562 | |
| 12 | $15,453 | 6.500% | — | 24 | +$643 | |
| 13 | $15,819 | 6.750% | — | 61 | +$1,009 | |
| 14 | $16,896 | 7.250% | — | 33 | +$2,086 | |
| 15 | $17,146 | 7.250% | — | 85 | +$2,336 | |
| 16 | $17,154 | 6.875% | — | 13 | +$2,344 | |
| 17 | $18,078 | 6.625% | — | 50 | +$3,268 | |
| 18 | $18,494 | 6.933% | — | 40 | +$3,684 | |
| 19 | $18,912 | 6.500% | — | 10 | +$4,102 | |
| 20 | $20,718 | 6.875% | — | 74 | +$5,908 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.