Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$4,403
median across reports
vs. National Average
37%
above national avg
Avg Origination Charge
$2,005
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $2,005 | $1,695 | 🔴 Above Avg |
| discount_points | $1,675 | $2,263 | 🟢 Below Avg |
| lender_credits | $959 | $459 | 🔺 High |
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Check My Loan Estimate — $19Based on 5,104 homebuyer-submitted Closing Disclosures, Homestead Funding Corp.'s median total closing costs are $4,403. This is about 37% above the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, Homestead Funding Corp. originated 4,347 purchase loans with median closing costs of $4,422.
See 2025 HMDA market data for Homestead Funding Corp. →